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TCHF vs SCHD: Dividend Comparison 2026

TCHF yields 4.68% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.8K in total portfolio value
10 years
TCHF
TCHF
● Live price
4.68%
Share price
$42.73
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$631.65
Full TCHF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TCHF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCHFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TCHF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TCHF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCHF
Annual income on $10K today (after 15% tax)
$397.85/yr
After 10yr DRIP, annual income (after tax)
$536.90/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, TCHF beats the other by $174.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCHF + SCHD for your $10,000?

TCHF: 50%SCHD: 50%
100% SCHD50/50100% TCHF
Portfolio after 10yr
$28.1K
Annual income
$528.80/yr
Blended yield
1.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCHF buys
0
SCHD buys
0
No recent congressional trades found for TCHF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCHFSCHD
Forward yield4.68% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$29.0K ✓
Annual income after 10y$631.65 ✓$425.95
Total dividends collected$5.5K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TCHF vs SCHD ($10,000, DRIP)

YearTCHF PortfolioTCHF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,168$468.06$11,226$346.36$58.00 → SCHD
2$12,438$488.53$12,572$357.38$134.00 → SCHD
3$13,818$508.50$14,046$367.84$228.00 → SCHD
4$15,313$527.93$15,660$377.73$347.00 → SCHD
5$16,931$546.78$17,425$387.07$494.00 → SCHD
6$18,682$565.03$19,354$395.86$672.00 → SCHD
7$20,572$582.65$21,461$404.13$889.00 → SCHD
8$22,612$599.63$23,762$411.89$1.1K → SCHD
9$24,810$615.97$26,272$419.15$1.5K → SCHD
10$27,179$631.65$29,010$425.95$1.8K → SCHD

TCHF vs SCHD: Complete Analysis 2026

TCHF — Stock

TCHF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TCHF shares.

Full TCHF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.