HomeCompareTCIIF vs SPHD

TCIIF vs SPHD: Dividend Comparison 2026

TCIIF yields 0.63% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TCIIF wins by $1.10M in total portfolio value· pulled ahead in Year 4
10 years
TCIIF
TCIIF
● Live price
0.63%
Share price
$5.60
Annual div
$0.04
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.13M
Annual income
$866,764.77
Full TCIIF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — TCIIF vs SPHD

📍 TCIIF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCIIFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TCIIF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCIIF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCIIF
Annual income on $10K today (after 15% tax)
$53.47/yr
After 10yr DRIP, annual income (after tax)
$736,750.05/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, TCIIF beats the other by $736,267.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCIIF + SPHD for your $10,000?

TCIIF: 50%SPHD: 50%
100% SPHD50/50100% TCIIF
Portfolio after 10yr
$579.0K
Annual income
$433,666.06/yr
Blended yield
74.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCIIF buys
0
SPHD buys
0
No recent congressional trades found for TCIIF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCIIFSPHD
Forward yield0.63%4.30%
Annual dividend / share$0.04$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$1.13M$26.5K
Annual income after 10y$866,764.77$567.37
Total dividends collected$1.09M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TCIIF vs SPHD ($10,000, DRIP)

YearTCIIF PortfolioTCIIF Income/yrSPHD PortfolioSPHD Income/yrGap
1$10,826$125.81$11,130$430.50$304.00SPHD
2$11,838$254.58$12,357$447.82$519.00SPHD
3$13,187$520.35$13,687$464.65$500.00SPHD
4← crossover$15,194$1,083.46$15,126$480.98+$68.00TCIIF
5$18,591$2,333.30$16,682$496.78+$1.9KTCIIF
6$25,228$5,336.37$18,362$512.03+$6.9KTCIIF
7$40,530$13,535.89$20,174$526.72+$20.4KTCIIF
8$84,014$40,646.47$22,127$540.84+$61.9KTCIIF
9$247,380$157,485.54$24,230$554.39+$223.2KTCIIF
10$1,131,462$866,764.77$26,493$567.37+$1.10MTCIIF

TCIIF vs SPHD: Complete Analysis 2026

TCIIFStock

Tracsis plc, together with its subsidiaries, provides software and hardware products, and consultancy services for the rail industry. The company operates in two segments, Rail Technology and Services; and Data, Analytics, Consultancy & Events. The Rail Technology & Services segment provides a suite of operational software products covering timetabling, resource and rolling stock planning and optimization, real time performance and control, service recovery, retail services, incident management, retail services, and asset management; and infrastructure software services that include safety management, planning and delivery of work, remote condition monitoring and data acquisition, and asset virtualization/intelligent infrastructure/digital railway. This segment also offers transit and ticketing solutions, including passenger analytics, retail operations, and delay repay. The Data, Analytics, Consultancy & Events segment provides informatics and location analytics, which include geographical information systems, data visualization and analytics platforms, and asset management; transport data and analytics, such as passenger/traffic data collection, and traffic insights covering data visualization and data-as-a-service; and event traffic management solutions, such as event transport planning and traffic management, and integrated traffic data management and event access control. It serves transport operators, transport authorities, infrastructure operators, government agencies and local authorities, as well as event organizers in the United Kingdom, Ireland, rest of Europe, North America, and internationally. The company was incorporated in 2004 and is headquartered in Leeds, the United Kingdom.

Full TCIIF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.