Is TCLNX or QYLD a better dividend investment in 2026?

TCLNX currently yields 4.81% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TCLNX and QYLD?

TCLNX has a forward dividend yield of 4.81% ($0.78/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.11 percentage points.

Home › Compare › TCLNX vs QYLD

TCLNX vs QYLD: Dividend Comparison 2026

TCLNX yields 4.81% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TCLNX wins by $2.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TCLNX

● Live price

4.81%

Share price

$16.14

Annual div

$0.78

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.4K

Annual income

$654.19

Full TCLNX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TCLNX vs QYLD

📍 TCLNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TCLNX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TCLNX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TCLNX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCLNX

Annual income on $10K today (after 15% tax)

$408.74/yr

After 10yr DRIP, annual income (after tax)

$556.06/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,254.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TCLNX + QYLD for your $10,000?

TCLNX: 50%QYLD: 50%

100% QYLD50/50100% TCLNX

Portfolio after 10yr

$26.4K

Annual income

$3,156.76/yr

Blended yield

11.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCLNX buys

QYLD buys

No recent congressional trades found for TCLNX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTCLNXQYLD

Forward yield	4.81%	11.92% ✓
Annual dividend / share	$0.78	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.4K ✓	$25.4K
Annual income after 10y	$654.19	$5,659.31 ✓
Total dividends collected	$5.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TCLNX vs QYLD ($10,000, DRIP)

Year	TCLNX Portfolio	TCLNX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,181	$480.87	$10,352	$1,192.36	+$829.00 → TCLNX
2	$12,466	$502.48	$10,830	$1,347.57	+$1.6K → TCLNX
3	$13,862	$523.58	$11,460	$1,539.07	+$2.4K → TCLNX
4	$15,377	$544.13	$12,275	$1,777.84	+$3.1K → TCLNX
5	$17,017	$564.10	$13,323	$2,078.95	+$3.7K → TCLNX
6	$18,792	$583.44	$14,667	$2,463.34	+$4.1K → TCLNX
7	$20,709	$602.13	$16,396	$2,960.57	+$4.3K → TCLNX
8	$22,779	$620.16	$18,631	$3,612.97	+$4.1K → TCLNX
9	$25,011	$637.52	$21,548	$4,482.15	+$3.5K → TCLNX
10	$27,416	$654.19	$25,398	$5,659.31	+$2.0K → TCLNX

TCLNX vs QYLD: Complete Analysis 2026

TCLNX — Stock

The fund is a "fund of funds" that invests in Class W shares of other funds of the Trust and in other investment pools or investment products. Advisors currently expects to allocate approximately 55.80% of the fund's assets to equity underlying funds, 39.20% of its assets to fixed-income underlying funds and 5.00% of its assets to direct real estate underlying funds. Target allocations will change over time and actual allocations may vary up to ten percentage points from the targets.

Full TCLNX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.