Is TCNB or HDV a better dividend investment in 2026?

TCNB currently yields 30.77% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: TCNB offers higher current income.

What is the dividend yield difference between TCNB and HDV?

TCNB has a forward dividend yield of 30.77% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 27.85 percentage points.

Home › Compare › TCNB vs HDV

TCNB vs HDV: Dividend Comparison 2026

TCNB yields 30.77% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TCNB wins by $114.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TCNB

● Live price

30.77%

Share price

$6.50

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$138.4K

Annual income

$18,714.30

Full TCNB calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — TCNB vs HDV

📍 TCNB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TCNB	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TCNB + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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TCNB pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCNB

Annual income on $10K today (after 15% tax)

$2,615.38/yr

After 10yr DRIP, annual income (after tax)

$15,907.15/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, TCNB beats the other by $15,607.33/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCNB + HDV for your $10,000?

TCNB: 50%HDV: 50%

100% HDV50/50100% TCNB

Portfolio after 10yr

$81.3K

Annual income

$9,533.51/yr

Blended yield

11.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCNB buys

HDV buys

No recent congressional trades found for TCNB or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTCNBHDV

Forward yield	30.77% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$138.4K ✓	$24.3K
Annual income after 10y	$18,714.30 ✓	$352.73
Total dividends collected	$95.3K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TCNB vs HDV ($10,000, DRIP)

Year	TCNB Portfolio	TCNB Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$13,777	$3,076.92	$11,002	$292.38	+$2.8K → TCNB
2	$18,703	$3,961.73	$12,084	$300.36	+$6.6K → TCNB
3	$25,039	$5,026.45	$13,250	$308.02	+$11.8K → TCNB
4	$33,080	$6,288.94	$14,506	$315.35	+$18.6K → TCNB
5	$43,161	$7,765.18	$15,858	$322.35	+$27.3K → TCNB
6	$55,651	$9,468.71	$17,313	$329.04	+$38.3K → TCNB
7	$70,957	$11,410.06	$18,878	$335.42	+$52.1K → TCNB
8	$89,520	$13,596.41	$20,560	$341.49	+$69.0K → TCNB
9	$111,818	$16,031.25	$22,367	$347.25	+$89.5K → TCNB
10	$138,359	$18,714.30	$24,307	$352.73	+$114.1K → TCNB

TCNB vs HDV: Complete Analysis 2026

TCNB — Stock

Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development. It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services. In addition, the company offers debit and credit cards; and additional services, such as coin counting and property tax payment services. It operates through its offices in Frankfort and New Lenox, Illinois. Town Center Bank was founded in 2006 and is based in New Lenox, Illinois.

Full TCNB Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.