HomeCompareTCNB vs MO

TCNB vs MO: Dividend Comparison 2026

TCNB yields 30.77% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TCNB wins by $60.7K in total portfolio value
10 years
TCNB
TCNB
● Live price
30.77%
Share price
$6.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$138.4K
Annual income
$18,714.30
Full TCNB calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — TCNB vs MO

📍 TCNB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCNBMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TCNB + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCNB pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCNB
Annual income on $10K today (after 15% tax)
$2,615.38/yr
After 10yr DRIP, annual income (after tax)
$15,907.15/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $8,716.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCNB + MO for your $10,000?

TCNB: 50%MO: 50%
100% MO50/50100% TCNB
Portfolio after 10yr
$108.0K
Annual income
$23,841.42/yr
Blended yield
22.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

TCNB
No analyst data
Altman Z
-0.5
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCNB buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCNBMO
Forward yield30.77%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$138.4K$77.7K
Annual income after 10y$18,714.30$28,968.54
Total dividends collected$95.3K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TCNB vs MO ($10,000, DRIP)

YearTCNB PortfolioTCNB Income/yrMO PortfolioMO Income/yrGap
1← crossover$13,777$3,076.92$10,558$768.31+$3.2KTCNB
2$18,703$3,961.73$11,352$1,015.87+$7.4KTCNB
3$25,039$5,026.45$12,482$1,367.86+$12.6KTCNB
4$33,080$6,288.94$14,103$1,883.39+$19.0KTCNB
5$43,161$7,765.18$16,472$2,664.91+$26.7KTCNB
6$55,651$9,468.71$20,024$3,897.79+$35.6KTCNB
7$70,957$11,410.06$25,537$5,933.74+$45.4KTCNB
8$89,520$13,596.41$34,478$9,476.77+$55.0KTCNB
9$111,818$16,031.25$49,776$16,022.63+$62.0KTCNB
10$138,359$18,714.30$77,699$28,968.54+$60.7KTCNB

TCNB vs MO: Complete Analysis 2026

TCNBStock

Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development. It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services. In addition, the company offers debit and credit cards; and additional services, such as coin counting and property tax payment services. It operates through its offices in Frankfort and New Lenox, Illinois. Town Center Bank was founded in 2006 and is based in New Lenox, Illinois.

Full TCNB Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this TCNB vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TCNB vs SCHDTCNB vs JEPITCNB vs OTCNB vs KOTCNB vs MAINTCNB vs PMTCNB vs BTITCNB vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.