Home › Compare › TCRZ vs SCHD

TCRZ vs SCHD: Dividend Comparison 2026

TCRZ yields 8.13% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TCRZ wins by $5.3K in total portfolio value
10 years
TCRZ
TCRZ
● Live price
8.13%
Share price
$24.59
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.3K
Annual income
$1,360.52
Full TCRZ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — TCRZ vs SCHD

📍 TCRZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCRZSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TCRZ + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TCRZ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCRZ
Annual income on $10K today (after 15% tax)
$691.34/yr
After 10yr DRIP, annual income (after tax)
$1,156.44/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, TCRZ beats the other by $797.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCRZ + SCHD for your $10,000?

TCRZ: 50%SCHD: 50%
100% SCHD50/50100% TCRZ
Portfolio after 10yr
$31.6K
Annual income
$891.56/yr
Blended yield
2.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCRZ buys
0
SCHD buys
0
No recent congressional trades found for TCRZ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCRZSCHD
Forward yield8.13% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.3K ✓$29.0K
Annual income after 10y$1,360.52 ✓$422.61
Total dividends collected$10.9K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TCRZ vs SCHD ($10,000, DRIP)

YearTCRZ PortfolioTCRZ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,513$813.34$11,224$344.10+$289.00 → TCRZ
2$13,194$875.16$12,567$354.98+$627.00 → TCRZ
3$15,055$937.33$14,038$365.30+$1.0K → TCRZ
4$17,109$999.57$15,648$375.06+$1.5K → TCRZ
5$19,368$1,061.59$17,410$384.27+$2.0K → TCRZ
6$21,847$1,123.15$19,335$392.95+$2.5K → TCRZ
7$24,560$1,184.02$21,437$401.10+$3.1K → TCRZ
8$27,523$1,243.99$23,733$408.75+$3.8K → TCRZ
9$30,753$1,302.88$26,237$415.91+$4.5K → TCRZ
10$34,266$1,360.52$28,968$422.61+$5.3K → TCRZ

TCRZ vs SCHD: Complete Analysis 2026

TCRZ — Stock

TCRZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TCRZ shares.

Full TCRZ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this TCRZ vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TCRZ vs JEPITCRZ vs OTCRZ vs KOTCRZ vs MAINTCRZ vs VYMTCRZ vs DGROTCRZ vs VIGTCRZ vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.