Is TCTM or DVY a better dividend investment in 2026?

TCTM currently yields 404.12% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: TCTM offers higher current income.

What is the dividend yield difference between TCTM and DVY?

TCTM has a forward dividend yield of 404.12% ($2.00/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 400.62 percentage points.

Home › Compare › TCTM vs DVY

TCTM vs DVY: Dividend Comparison 2026

TCTM yields 404.12% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TCTM wins by $12330.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TCTM

● Live price

404.12%

Share price

$0.49

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12330.65M

Annual income

$8,293,574,113.47

Full TCTM calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — TCTM vs DVY

📍 TCTM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TCTM	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TCTM + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TCTM pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCTM

Annual income on $10K today (after 15% tax)

$34,350.37/yr

After 10yr DRIP, annual income (after tax)

$7,049,537,996.45/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, TCTM beats the other by $7,049,537,624.34/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TCTM + DVY for your $10,000?

TCTM: 50%DVY: 50%

100% DVY50/50100% TCTM

Portfolio after 10yr

$6165.34M

Annual income

$4,146,787,275.62/yr

Blended yield

67.26%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TCTM right now

TCTM

Analyst Ratings

Buy

Consensus: Buy

DVY

No analyst data

Altman Z

307.5

Piotroski

1/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCTM buys

DVY buys

No recent congressional trades found for TCTM or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTCTMDVY

Forward yield	404.12% ✓	3.50%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$12330.65M ✓	$25.1K
Annual income after 10y	$8,293,574,113.47 ✓	$437.78
Total dividends collected	$11960.22M ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TCTM vs DVY ($10,000, DRIP)

Year	TCTM Portfolio	TCTM Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$51,112	$40,412.20	$11,050	$349.62	+$40.1K → TCTM
2	$247,733	$193,042.70	$12,184	$361.04	+$235.5K → TCTM
3	$1,139,511	$874,436.79	$13,409	$372.07	+$1.13M → TCTM
4	$4,978,340	$3,759,063.56	$14,730	$382.68	+$4.96M → TCTM
5	$20,675,185	$15,348,360.75	$16,154	$392.89	+$20.66M → TCTM
6	$81,694,567	$59,572,119.44	$17,688	$402.69	+$81.68M → TCTM
7	$307,403,243	$219,990,056.59	$19,338	$412.07	+$307.38M → TCTM
8	$1,102,553,681	$773,632,210.40	$21,113	$421.04	+$1102.53M → TCTM
9	$3,772,968,569	$2,593,236,130.52	$23,020	$429.61	+$3772.95M → TCTM
10	$12,330,650,482	$8,293,574,113.47	$25,070	$437.78	+$12330.63M → TCTM

TCTM vs DVY: Complete Analysis 2026

TCTM — Stock

TCTM Kids IT Education Inc., through its subsidiaries, engages in the provision of adult professional education, and childhood and adolescent quality education services in the People's Republic of China. The company operates an education platform that combines live distance instruction, classroom-based tutoring, and online learning modules. It offers adult professional education courses in IT and non-IT subjects; and childhood and adolescent quality education programs, including computer coding and robotics programming courses, etc., targeting students aged between three and eighteen. The company was formerly known as Tarena International, Inc. and changed its name to TCTM Kids IT Education Inc. in February 2024. TCTM Kids IT Education Inc. was founded in 2002 and is headquartered in Beijing, the People's Republic of China.

Full TCTM Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.