Is TDCSF or SPHD a better dividend investment in 2026?

TDCSF currently yields 2.25% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between TDCSF and SPHD?

TDCSF has a forward dividend yield of 2.25% ($0.18/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 2.08 percentage points.

Home › Compare › TDCSF vs SPHD

TDCSF vs SPHD: Dividend Comparison 2026

TDCSF yields 2.25% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $1.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TDCSF

● Live price

2.25%

Share price

$7.99

Annual div

$0.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.2K

Annual income

$665.08

Full TDCSF calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — TDCSF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TDCSF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TDCSF + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TDCSF pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TDCSF

Annual income on $10K today (after 15% tax)

$191.62/yr

After 10yr DRIP, annual income (after tax)

$565.32/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, TDCSF beats the other by $79.70/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TDCSF + SPHD for your $10,000?

TDCSF: 50%SPHD: 50%

100% SPHD50/50100% TDCSF

Portfolio after 10yr

$25.9K

Annual income

$618.20/yr

Blended yield

2.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TDCSF buys

SPHD buys

No recent congressional trades found for TDCSF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTDCSFSPHD

Forward yield	2.25%	4.33% ✓
Annual dividend / share	$0.18	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	9% ✓	0%
Portfolio after 10y	$25.2K	$26.5K ✓
Annual income after 10y	$665.08 ✓	$571.32
Total dividends collected	$4.2K	$5.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TDCSF vs SPHD ($10,000, DRIP)

Year	TDCSF Portfolio	TDCSF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,946	$245.72	$11,133	$432.85	$187.00 → SPHD
2	$11,986	$273.99	$12,363	$450.36	$377.00 → SPHD
3	$13,131	$305.63	$13,695	$467.39	$564.00 → SPHD
4	$14,391	$341.08	$15,138	$483.90	$747.00 → SPHD
5	$15,779	$380.80	$16,697	$499.88	$918.00 → SPHD
6	$17,309	$425.34	$18,382	$515.31	$1.1K → SPHD
7	$18,996	$475.30	$20,198	$530.17	$1.2K → SPHD
8	$20,857	$531.37	$22,157	$544.46	$1.3K → SPHD
9	$22,911	$594.33	$24,266	$558.18	$1.4K → SPHD
10	$25,180	$665.08	$26,536	$571.32	$1.4K → SPHD

TDCSF vs SPHD: Complete Analysis 2026

TDCSF — Stock

TDC SOFT Inc. provides IT consulting services in Japan. The company provides Agile, UX design, scrum training, scaled Agile framework, security, artificial intelligence consulting, and system integration infrastructure services and solutions. It also offers Stlyeflow, a cloud application for creating a web application form; Meepa, an EDI cloud system that digitizes transactions with partner companies; M-check+, a cloud application for stress check; and BP-LINKS, an EdI service that makes ordering, and monthly billing and settlement paperless. In addition, the company provides HuTaCT, a human resource talent management system; Trustpro, a cloud-based development framework; HANDyTRUSt application to support work efficiency and speedup related to work reports; and MoobizSync application to browse and update Salesforce standard and custom tabs from mobile. The company was formerly known as TDC Software Engineering Inc. and changed its name to TDC SOFT Inc. in October 2017. The company was founded in 1962 and is headquartered in Tokyo, Japan.

Full TDCSF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

📬

Get this TDCSF vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TDCSF vs SCHD TDCSF vs JEPI TDCSF vs O TDCSF vs KO TDCSF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.