Is TDCX or SPHD a better dividend investment in 2026?

TDCX currently yields 28.05% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: TDCX offers higher current income.

What is the dividend yield difference between TDCX and SPHD?

TDCX has a forward dividend yield of 28.05% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 24.05 percentage points.

Home › Compare › TDCX vs SPHD

TDCX vs SPHD: Dividend Comparison 2026

TDCX yields 28.05% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $3.1K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

TDCX

● Live price

28.05%

Share price

$7.13

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.9K

Annual income

$3.47

Full TDCX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — TDCX vs SPHD

📍 SPHD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TDCX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TDCX + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TDCX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TDCX

Annual income on $10K today (after 15% tax)

$2,384.29/yr

After 10yr DRIP, annual income (after tax)

$2.95/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $761.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TDCX + SPHD for your $10,000?

TDCX: 50%SPHD: 50%

100% SPHD50/50100% TDCX

Portfolio after 10yr

$26.5K

Annual income

$451.33/yr

Blended yield

1.70%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TDCX right now

TDCX

Analyst Ratings

Buy

Consensus: Buy

Price Target

$6.00

-15.8% upside vs current

Range: $6.00 — $6.00

Altman Z

10.1

Piotroski

7/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TDCX buys

SPHD buys

No recent congressional trades found for TDCX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTDCXSPHD

Forward yield	28.05% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	-50%	5% ✓
Portfolio after 10y	$24.9K	$28.0K ✓
Annual income after 10y	$3.47	$899.19 ✓
Total dividends collected	$3.0K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TDCX vs SPHD ($10,000, DRIP)

Year	TDCX Portfolio	TDCX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$12,103	$1,402.52	$11,120	$420.00	+$983.00 → TDCX
2	$13,743	$793.18	$12,357	$458.31	+$1.4K → TDCX
3	$15,126	$420.88	$13,721	$499.76	+$1.4K → TDCX
4	$16,401	$216.46	$15,227	$544.58	+$1.2K → TDCX
5	$17,659	$109.68	$16,885	$593.02	+$774.00 → TDCX
6	$18,950	$55.18	$18,713	$645.34	+$237.00 → TDCX
7← crossover	$20,304	$27.67	$20,724	$701.81	$420.00 → SPHD
8	$21,739	$13.85	$22,938	$762.73	$1.2K → SPHD
9	$23,268	$6.93	$25,372	$828.41	$2.1K → SPHD
10	$24,900	$3.47	$28,047	$899.19	$3.1K → SPHD

TDCX vs SPHD: Complete Analysis 2026

TDCX — Stock

TDCX Inc., together with its subsidiaries, provides outsource contact center services for technology and other blue-chip companies in Singapore, Malaysia, Thailand, the Philippines, Japan, China, Spain, India, Colombia, South Korea, and Romania. It offers digital customer experience solutions, including after-sales service and customer support across various industry verticals, such as travel and hospitality, digital advertising and media, fast-moving consumer goods, technology, financial services, fintech, government and non-governmental organizations, gaming, e-commerce, and education. The company also provides sales and digital marketing services that help its clients to market their products and services to their potential customers in the business-to-consumer and business-to-business markets; and content monitoring and moderation services that create a safe and secure online environment for social media platforms by providing human interaction to content moderation services. In addition, it offers workspaces to its existing clients; and human resource and administration services. The company was formerly known as TDCX Capital Pte Ltd and changed its name to TDCX Inc. in January 2021. TDCX Inc. was founded in 1995 and is headquartered in Singapore. TDCX Inc. operates as a subsidiary of Transformative Investments Pte Ltd.

Full TDCX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.