Is TDPAY or XYLD a better dividend investment in 2026?

TDPAY currently yields 43.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TDPAY offers higher current income.

What is the dividend yield difference between TDPAY and XYLD?

TDPAY has a forward dividend yield of 43.86% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 32.88 percentage points.

Home › Compare › TDPAY vs XYLD

TDPAY vs XYLD: Dividend Comparison 2026

TDPAY yields 43.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TDPAY wins by $2.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TDPAY

● Live price

43.86%

Share price

$4.56

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$6.14

Full TDPAY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TDPAY vs XYLD

📍 TDPAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TDPAY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TDPAY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TDPAY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TDPAY

Annual income on $10K today (after 15% tax)

$3,728.07/yr

After 10yr DRIP, annual income (after tax)

$5.22/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,730.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TDPAY + XYLD for your $10,000?

TDPAY: 50%XYLD: 50%

100% XYLD50/50100% TDPAY

Portfolio after 10yr

$26.7K

Annual income

$1,612.58/yr

Blended yield

6.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TDPAY buys

XYLD buys

No recent congressional trades found for TDPAY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTDPAYXYLD

Forward yield	43.86% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$28.2K ✓	$25.3K
Annual income after 10y	$6.14	$3,219.02 ✓
Total dividends collected	$5.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TDPAY vs XYLD ($10,000, DRIP)

Year	TDPAY Portfolio	TDPAY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,893	$2,192.98	$10,818	$1,098.39	+$2.1K → TDPAY
2	$15,117	$1,321.22	$11,738	$1,222.51	+$3.4K → TDPAY
3	$16,899	$723.88	$12,774	$1,364.64	+$4.1K → TDPAY
4	$18,460	$378.14	$13,944	$1,527.86	+$4.5K → TDPAY
5	$19,945	$193.02	$15,270	$1,715.87	+$4.7K → TDPAY
6	$21,439	$97.45	$16,775	$1,933.09	+$4.7K → TDPAY
7	$22,988	$48.95	$18,490	$2,184.87	+$4.5K → TDPAY
8	$24,622	$24.53	$20,450	$2,477.63	+$4.2K → TDPAY
9	$26,358	$12.28	$22,697	$2,819.19	+$3.7K → TDPAY
10	$28,209	$6.14	$25,280	$3,219.02	+$2.9K → TDPAY

TDPAY vs XYLD: Complete Analysis 2026

TDPAY — Stock

TOD'S S.p.A., together with its subsidiaries, creates, produces, and distributes shoes, leather goods and accessories, and apparel in Italy, rest of Europe, the Americas, Greater China, and internationally. The company distributes its products through directly operated single-brand stores (DOS), online, franchised stores, and independent multi-brand stores under the TOD'S, HOGAN, FAY, and ROGER VIVIER brands. As of March 10, 2022, it operated through a distribution network of 318 DOS and 88 franchised stores. The company was founded in 1970 and is headquartered in Sant'Elpidio a Mare, Italy. TOD'S S.p.A. is a subsidiary of DI.VI. FINANZIARIA DI DIEGO DELLA VALLE & C. S.r.l.

Full TDPAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.