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TDSA vs QYLD: Dividend Comparison 2026

TDSA yields 9.77% · QYLD yields 11.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TDSA wins by $12.8K in total portfolio value
10 years
TDSA
TDSA
● Live price
9.77%
Share price
$20.47
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.2K
Annual income
$1,806.22
Full TDSA calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — TDSA vs QYLD

📍 TDSA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTDSAQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TDSA + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TDSA pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TDSA
Annual income on $10K today (after 15% tax)
$830.48/yr
After 10yr DRIP, annual income (after tax)
$1,535.29/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $3,275.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TDSA + QYLD for your $10,000?

TDSA: 50%QYLD: 50%
100% QYLD50/50100% TDSA
Portfolio after 10yr
$31.8K
Annual income
$3,732.77/yr
Blended yield
11.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TDSA buys
0
QYLD buys
0
No recent congressional trades found for TDSA or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTDSAQYLD
Forward yield9.77%11.92%
Annual dividend / share$2.00$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$38.2K$25.4K
Annual income after 10y$1,806.22$5,659.31
Total dividends collected$13.9K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TDSA vs QYLD ($10,000, DRIP)

YearTDSA PortfolioTDSA Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,677$977.04$10,352$1,192.36+$1.3KTDSA
2$13,561$1,066.26$10,830$1,347.57+$2.7KTDSA
3$15,667$1,157.25$11,460$1,539.07+$4.2KTDSA
4$18,013$1,249.54$12,275$1,777.84+$5.7KTDSA
5$20,617$1,342.68$13,323$2,078.95+$7.3KTDSA
6$23,496$1,436.22$14,667$2,463.34+$8.8KTDSA
7$26,671$1,529.72$16,396$2,960.57+$10.3KTDSA
8$30,161$1,622.80$18,631$3,612.97+$11.5KTDSA
9$33,987$1,715.08$21,548$4,482.15+$12.4KTDSA
10$38,172$1,806.22$25,398$5,659.31+$12.8KTDSA

TDSA vs QYLD: Complete Analysis 2026

TDSAStock

The fund is an actively managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective with limited volatility and reduced correlation to the overall performance of the equity markets by allocating its assets among the following five major asset classes – equities, fixed income securities, real estate, currencies, and commodities. The Sub-Adviser’s target drawdown for the fund is 5%; however, there can be no assurance, and the fund, the Adviser, and the Sub-Adviser do not represent or guarantee, that this target will be maintained.

Full TDSA Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.