HomeCompareTDSA vs VIG

TDSA vs VIG: Dividend Comparison 2026

TDSA yields 9.77% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TDSA wins by $5.8K in total portfolio value
10 years
TDSA
TDSA
● Live price
9.77%
Share price
$20.47
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.2K
Annual income
$1,806.22
Full TDSA calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — TDSA vs VIG

📍 TDSA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTDSAVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TDSA + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TDSA pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TDSA
Annual income on $10K today (after 15% tax)
$830.48/yr
After 10yr DRIP, annual income (after tax)
$1,535.29/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, TDSA beats the other by $1,383.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TDSA + VIG for your $10,000?

TDSA: 50%VIG: 50%
100% VIG50/50100% TDSA
Portfolio after 10yr
$35.3K
Annual income
$992.69/yr
Blended yield
2.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TDSA buys
0
VIG buys
0
No recent congressional trades found for TDSA or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTDSAVIG
Forward yield9.77%1.64%
Annual dividend / share$2.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$38.2K$32.4K
Annual income after 10y$1,806.22$179.15
Total dividends collected$13.9K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TDSA vs VIG ($10,000, DRIP)

YearTDSA PortfolioTDSA Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,677$977.04$11,304$163.92+$373.00TDSA
2$13,561$1,066.26$12,759$166.33+$802.00TDSA
3$15,667$1,157.25$14,382$168.52+$1.3KTDSA
4$18,013$1,249.54$16,192$170.52+$1.8KTDSA
5$20,617$1,342.68$18,210$172.34+$2.4KTDSA
6$23,496$1,436.22$20,460$173.98+$3.0KTDSA
7$26,671$1,529.72$22,968$175.48+$3.7KTDSA
8$30,161$1,622.80$25,763$176.83+$4.4KTDSA
9$33,987$1,715.08$28,878$178.05+$5.1KTDSA
10$38,172$1,806.22$32,350$179.15+$5.8KTDSA

TDSA vs VIG: Complete Analysis 2026

TDSAStock

The fund is an actively managed exchange-traded fund (“ETF”) that seeks to achieve its investment objective with limited volatility and reduced correlation to the overall performance of the equity markets by allocating its assets among the following five major asset classes – equities, fixed income securities, real estate, currencies, and commodities. The Sub-Adviser’s target drawdown for the fund is 5%; however, there can be no assurance, and the fund, the Adviser, and the Sub-Adviser do not represent or guarantee, that this target will be maintained.

Full TDSA Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.