HomeCompareTECTP vs CL

TECTP vs CL: Dividend Comparison 2026

TECTP yields 11.29% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TECTP wins by $987689.32M in total portfolio value
10 years
TECTP
TECTP
● Live price
11.29%
Share price
$9.99
Annual div
$1.13
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$987689.36M
Annual income
$971,168,413,664.83
Full TECTP calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — TECTP vs CL

📍 TECTP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTECTPCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TECTP + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TECTP pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TECTP
Annual income on $10K today (after 15% tax)
$959.88/yr
After 10yr DRIP, annual income (after tax)
$825,493,151,615.11/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, TECTP beats the other by $825,493,147,023.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TECTP + CL for your $10,000?

TECTP: 50%CL: 50%
100% CL50/50100% TECTP
Portfolio after 10yr
$493844.70M
Annual income
$485,584,209,533.40/yr
Blended yield
98.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

TECTP
No analyst data
Altman Z
0.2
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TECTP buys
0
CL buys
0
No recent congressional trades found for TECTP or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTECTPCL
Forward yield11.29%2.43%
Annual dividend / share$1.13$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$987689.36M$40.8K
Annual income after 10y$971,168,413,664.83$5,401.96
Total dividends collected$986575.59M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TECTP vs CL ($10,000, DRIP)

YearTECTP PortfolioTECTP Income/yrCL PortfolioCL Income/yrGap
1← crossover$12,959$2,258.54$11,012$312.01+$1.9KTECTP
2$19,336$5,470.53$12,196$412.95+$7.1KTECTP
3$35,947$15,257.75$13,599$549.66+$22.3KTECTP
4$91,483$53,019.33$15,288$736.64+$76.2KTECTP
5$350,092$252,204.75$17,353$995.28+$332.7KTECTP
6$2,178,614$1,804,015.94$19,926$1,357.80+$2.16MTECTP
7$23,314,964$20,983,846.83$23,194$1,873.82+$23.29MTECTP
8$444,692,249$419,745,237.62$27,439$2,621.52+$444.66MTECTP
9$15,440,134,586$14,964,313,879.45$33,088$3,727.38+$15440.10MTECTP
10$987,689,357,672$971,168,413,664.83$40,806$5,401.96+$987689.32MTECTP

TECTP vs CL: Complete Analysis 2026

TECTPStock

Tectonic Financial, Inc., a financial holding company, provides banking and financial products and services to high net worth individuals, small businesses, and institutions in the United States. It offers commercial and consumer banking services, such as demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; commercial and real estate loans, dental loans, commercial and industrial, commercial real estate, construction loans, and consumer installment loans; and wealth management and trust services. The company also provides trust, investment advisory, securities brokerage, factoring, third-party administration, recordkeeping, underwriting, and insurance services. It offers services through various delivery systems, including automated teller machines, mobile banking, and internet banking. Tectonic Financial, Inc. was formerly known as T Acquisition, Inc. and changed its name to Tectonic Financial, Inc. in May 2019. The company was incorporated in 2016 and is headquartered in Dallas, Texas.

Full TECTP Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.