Is TEDU or RYLD a better dividend investment in 2026?

TEDU currently yields 176.99% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: TEDU offers higher current income.

What is the dividend yield difference between TEDU and RYLD?

TEDU has a forward dividend yield of 176.99% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 172.99 percentage points.

Home › Compare › TEDU vs RYLD

TEDU vs RYLD: Dividend Comparison 2026

TEDU yields 176.99% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TEDU wins by $40.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TEDU

● Live price

176.99%

Share price

$1.13

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$68.6K

Annual income

$60.20

Full TEDU calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — TEDU vs RYLD

📍 TEDU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TEDU	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TEDU + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TEDU pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TEDU

Annual income on $10K today (after 15% tax)

$15,044.25/yr

After 10yr DRIP, annual income (after tax)

$51.17/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $713.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TEDU + RYLD for your $10,000?

TEDU: 50%RYLD: 50%

100% RYLD50/50100% TEDU

Portfolio after 10yr

$48.3K

Annual income

$479.70/yr

Blended yield

0.99%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TEDU right now

TEDU

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Altman Z

-3.2

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TEDU buys

RYLD buys

No recent congressional trades found for TEDU or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTEDURYLD

Forward yield	176.99% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	-50%	5% ✓
Portfolio after 10y	$68.6K ✓	$28.0K
Annual income after 10y	$60.20	$899.19 ✓
Total dividends collected	$29.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TEDU vs RYLD ($10,000, DRIP)

Year	TEDU Portfolio	TEDU Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$19,550	$8,849.56	$11,120	$420.00	+$8.4K → TEDU
2	$29,002	$8,084.34	$12,357	$458.31	+$16.6K → TEDU
3	$36,637	$5,604.38	$13,721	$499.76	+$22.9K → TEDU
4	$42,510	$3,308.26	$15,227	$544.58	+$27.3K → TEDU
5	$47,279	$1,793.72	$16,885	$593.02	+$30.4K → TEDU
6	$51,521	$932.23	$18,713	$645.34	+$32.8K → TEDU
7	$55,602	$474.70	$20,724	$701.81	+$34.9K → TEDU
8	$59,734	$239.40	$22,938	$762.73	+$36.8K → TEDU
9	$64,035	$120.18	$25,372	$828.41	+$38.7K → TEDU
10	$68,578	$60.20	$28,047	$899.19	+$40.5K → TEDU

TEDU vs RYLD: Complete Analysis 2026

TEDU — Stock

TCTM Kids IT Education Inc., through its subsidiaries, engages in the provision of adult professional education, and childhood and adolescent quality education services in the People's Republic of China. The company operates an education platform that combines live distance instruction, classroom-based tutoring, and online learning modules. It offers adult professional education courses in IT and non-IT subjects; and childhood and adolescent quality education programs, including computer coding and robotics programming courses, etc., targeting students aged between three and eighteen. The company was formerly known as Tarena International, Inc. and changed its name to TCTM Kids IT Education Inc. in February 2024. TCTM Kids IT Education Inc. was founded in 2002 and is headquartered in Beijing, the People's Republic of China.

Full TEDU Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

📬

Get this TEDU vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TEDU vs SCHD TEDU vs JEPI TEDU vs O TEDU vs KO TEDU vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.