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TEF vs VIG: Dividend Comparison 2026

TEF yields 9.19% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $10.4K in total portfolio value
10 years
TEF
TEF
● Live price
9.19%
Share price
$3.81
Annual div
$0.35
5Y div CAGR
-41.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$4.56
Full TEF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — TEF vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTEFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TEF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TEF pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TEF
Annual income on $10K today (after 15% tax)
$780.84/yr
After 10yr DRIP, annual income (after tax)
$3.88/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VIG beats the other by $148.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TEF + VIG for your $10,000?

TEF: 50%VIG: 50%
100% VIG50/50100% TEF
Portfolio after 10yr
$27.1K
Annual income
$91.86/yr
Blended yield
0.34%
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Analyst Conviction Gap

Where Wall Street is most bullish on TEF right now

TEF
Analyst Ratings
8
Buy
7
Hold
5
Sell
Consensus: Buy
Altman Z
0.7
Piotroski
3/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TEF buys
0
VIG buys
0
No recent congressional trades found for TEF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTEFVIG
Forward yield9.19%1.64%
Annual dividend / share$0.35$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-41.8%0%
Portfolio after 10y$21.9K$32.4K
Annual income after 10y$4.56$179.15
Total dividends collected$1.3K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TEF vs VIG ($10,000, DRIP)

YearTEF PortfolioTEF Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,235$534.65$11,304$163.92$69.00VIG
2$12,348$326.71$12,759$166.33$411.00VIG
3$13,407$195.31$14,382$168.52$975.00VIG
4$14,461$115.35$16,192$170.52$1.7KVIG
5$15,541$67.68$18,210$172.34$2.7KVIG
6$16,669$39.56$20,460$173.98$3.8KVIG
7$17,859$23.08$22,968$175.48$5.1KVIG
8$19,122$13.45$25,763$176.83$6.6KVIG
9$20,469$7.83$28,878$178.05$8.4KVIG
10$21,906$4.56$32,350$179.15$10.4KVIG

TEF vs VIG: Complete Analysis 2026

TEFStock

Telefónica, S.A., together with its subsidiaries, provides telecommunications services in Europe and Latin America. The company's mobile and related services and products comprise mobile voice, value added, mobile data and Internet, wholesale, corporate, roaming, fixed wireless, and trunking and paging services. Its fixed telecommunication services include PSTN lines; ISDN accesses; public telephone services; local, domestic, and international long-distance and fixed-to-mobile communications; corporate communications; supplementary value-added services; video telephony; intelligent network; and telephony information services, as well as leases and sells handset equipment. The company also provides Internet and broadband multimedia services comprising Internet service provider, portal and network, retail and wholesale broadband access, narrowband switched access, high-speed Internet through fibre to the home, and voice over Internet protocol services. In addition, it offers leased line, virtual private network, fibre optics, web hosting and application, outsourcing and consultancy, desktop, and system integration and professional services. Further, the company offers wholesale services for telecommunication operators, including domestic interconnection and international wholesale services; leased lines for other operators; and local loop leasing services, as well as bit stream services, wholesale line rental accesses, and leased ducts for other operators' fiber deployment. Additionally, it provides video/TV services; smart connectivity and services, and consumer IoT products; financial and other payment, security, cloud computing, advertising, big data, and digital telco experience services; virtual assistants; digital home platforms; and Movistar Home devices. It also offers online telemedicine, home insurance, music streaming, and consumer loan services. The company was incorporated in 1924 and is headquartered in Madrid, Spain.

Full TEF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.