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TERCF vs GIS: Dividend Comparison 2026

TERCF yields 43.73% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TERCF wins by $6.54M in total portfolio value
10 years
TERCF
TERCF
● Live price
43.73%
Share price
$0.07
Annual div
$0.03
5Y div CAGR
18.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$6.62M
Annual income
$3,641,629.77
Full TERCF calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — TERCF vs GIS

📍 TERCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTERCFGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TERCF + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TERCF pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TERCF
Annual income on $10K today (after 15% tax)
$3,717.20/yr
After 10yr DRIP, annual income (after tax)
$3,095,385.30/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, TERCF beats the other by $3,081,605.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TERCF + GIS for your $10,000?

TERCF: 50%GIS: 50%
100% GIS50/50100% TERCF
Portfolio after 10yr
$3.35M
Annual income
$1,828,920.52/yr
Blended yield
54.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

TERCF
No analyst data
Altman Z
-0.4
Piotroski
2/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TERCF buys
0
GIS buys
0
No recent congressional trades found for TERCF or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTERCFGIS
Forward yield43.73%6.53%
Annual dividend / share$0.03$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR18.6%22.8%
Portfolio after 10y$6.62M$78.8K
Annual income after 10y$3,641,629.77$16,211.26
Total dividends collected$6.24M$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TERCF vs GIS ($10,000, DRIP)

YearTERCF PortfolioTERCF Income/yrGIS PortfolioGIS Income/yrGap
1← crossover$15,887$5,186.59$11,502$801.73+$4.4KTERCF
2$26,132$9,133.00$13,365$1,058.29+$12.8KTERCF
3$44,612$16,651.39$15,712$1,411.34+$28.9KTERCF
4$79,244$31,509.30$18,716$1,904.17+$60.5KTERCF
5$146,829$62,037.47$22,629$2,603.16+$124.2KTERCF
6$284,515$127,408.44$27,826$3,612.21+$256.7KTERCF
7$578,080$273,648.56$34,871$5,097.54+$543.2KTERCF
8$1,234,823$616,277.38$44,643$7,331.52+$1.19MTERCF
9$2,780,390$1,459,129.57$58,541$10,772.15+$2.72MTERCF
10$6,616,647$3,641,629.77$78,850$16,211.26+$6.54MTERCF

TERCF vs GIS: Complete Analysis 2026

TERCFStock

TerraCom Limited engages in the exploration and extraction of coal in Australia and South Africa. The company explores for hard and soft coking, thermal, and PCI coal. Its flagship property is the Blair Athol coal mine located in Clermont, Queensland. The company also holds interests in the Northern Galilee project comprising the Hughenden and the Pentland properties covering an area of approximately 2,160 square kilometers; the Clyde Park project that covers an area of approximately 133 square kilometers located in the Galilee Basin, Queensland; and the Springsure project covering an area of approximately 1,178 square kilometers located in the Central-Western Bowen basin coal mining district, Queensland. In addition, it holds interests in the Kangala Colliery property; the New Clydesdale Colliery project; the Berenice project; the Ubuntu Colliery; the North Block Complex Colliery project; the Arnot South; the Cygnus project; and the Eloff project located in South Africa. The company was formerly known as Guildford Coal Limited and changed its name to TerraCom Limited in November 2015. TerraCom Limited was founded in 2009 and is based in Clermont, Australia.

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GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.