Is TERG or VYM a better dividend investment in 2026?

TERG currently yields 5.38% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: TERG offers higher current income.

What is the dividend yield difference between TERG and VYM?

TERG has a forward dividend yield of 5.38% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.97 percentage points.

Home › Compare › TERG vs VYM

TERG vs VYM: Dividend Comparison 2026

TERG yields 5.38% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TERG wins by $656.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

TERG

● Live price

5.38%

Share price

$37.17

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.5K

Annual income

$758.70

Full TERG calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — TERG vs VYM

📍 TERG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TERG	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TERG + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

TERG pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TERG

Annual income on $10K today (after 15% tax)

$457.32/yr

After 10yr DRIP, annual income (after tax)

$644.90/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, TERG beats the other by $408.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TERG + VYM for your $10,000?

TERG: 50%VYM: 50%

100% VYM50/50100% TERG

Portfolio after 10yr

$28.2K

Annual income

$518.62/yr

Blended yield

1.84%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TERG buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTERGVYM

Forward yield	5.38% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.5K ✓	$27.8K
Annual income after 10y	$758.70 ✓	$278.55
Total dividends collected	$6.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TERG vs VYM ($10,000, DRIP)

Year	TERG Portfolio	TERG Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,238	$538.03	$11,151	$241.44	+$87.00 → TERG
2	$12,590	$565.08	$12,413	$246.79	+$177.00 → TERG
3	$14,063	$591.64	$13,794	$251.79	+$269.00 → TERG
4	$15,665	$617.62	$15,306	$256.47	+$359.00 → TERG
5	$17,404	$642.97	$16,960	$260.84	+$444.00 → TERG
6	$19,290	$667.64	$18,768	$264.92	+$522.00 → TERG
7	$21,332	$691.57	$20,745	$268.71	+$587.00 → TERG
8	$23,540	$714.74	$22,905	$272.24	+$635.00 → TERG
9	$25,925	$737.12	$25,265	$275.51	+$660.00 → TERG
10	$28,498	$758.70	$27,842	$278.55	+$656.00 → TERG

TERG vs VYM: Complete Analysis 2026

TERG — Stock

The Leverage Shares 2x Long TER Daily ETF (TERG) is a 2x Daily Leveraged (Bull) ETF designed for active traders seeking to magnify short-term results. The TERG ETF aims to achieve two times (200%) the daily performance of TER stock, minus fees and expenses.

Full TERG Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.