HomeCompareTERM vs O

TERM vs O: Dividend Comparison 2026

TERM yields 9.03% · O yields 5.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TERM wins by $13.6K in total portfolio value
10 years
TERM
TERM
● Live price
9.03%
Share price
$22.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.4K
Annual income
$1,595.07
Full TERM calculator →
O
Realty Income Corporation
● Live price
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — TERM vs O

📍 TERM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTERMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TERM + O cover 8 of 12 monthsgood coverage

Jan
O
Feb
O
Mar
Apr
May
Jun
Jul
O
Aug
O
Sep
O
Oct
O
Nov
O
Dec
O
TERM pays
O pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TERM
Annual income on $10K today (after 15% tax)
$767.34/yr
After 10yr DRIP, annual income (after tax)
$1,355.81/yr
O
Annual income on $10K today (after 15% tax)
$507.07/yr
After 10yr DRIP, annual income (after tax)
$1,203.73/yr
At 15% tax rate, TERM beats the other by $152.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TERM + O for your $10,000?

TERM: 50%O: 50%
100% O50/50100% TERM
Portfolio after 10yr
$29.5K
Annual income
$1,505.61/yr
Blended yield
5.10%
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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

TERM
No analyst data
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+22.4% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TERM buys
0
O buys
0
No recent congressional trades found for TERM or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTERMO
Forward yield9.03%5.97%
Annual dividend / share$2.00$3.12
Payout ratio50%76%
1-year div growth0%2.8%
5-year div CAGR0%3.2%
Portfolio after 10y$36.4K$22.7K
Annual income after 10y$1,595.07$1,416.15
Total dividends collected$12.5K$9.6K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: TERM vs O ($10,000, DRIP)

YearTERM PortfolioTERM Income/yrO PortfolioO Income/yrGap
1← crossover$11,603$902.75$10,826$615.65+$777.00TERM
2$13,394$978.91$11,727$673.66+$1.7KTERM
3$15,388$1,056.10$12,710$737.59+$2.7KTERM
4$17,599$1,133.92$13,785$808.08+$3.8KTERM
5$20,042$1,212.02$14,961$885.87+$5.1KTERM
6$22,735$1,290.03$16,247$971.76+$6.5KTERM
7$25,695$1,367.63$17,655$1,066.66+$8.0KTERM
8$28,938$1,444.51$19,197$1,171.57+$9.7KTERM
9$32,484$1,520.41$20,888$1,287.65+$11.6KTERM
10$36,353$1,595.07$22,743$1,416.15+$13.6KTERM

TERM vs O: Complete Analysis 2026

TERMStock

The investment seeks to provide long term capital appreciation with capital preservation as a secondary objective. The fund will seek to achieve its investment objectives by investing in equity securities of companies domiciled in the U.S. or listed on a U.S. securities exchange. The fund's strategy seeks to provide exposure to U.S. listed equity securities and to avoid large, prolonged market losses and reduce volatility. It may also invest in inverse ETFs which seek to provide investment results that match a negative return of the performance of an underlying index like the S&P 500® Index.

Full TERM Calculator →

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.