Is TERNF or ADC a better dividend investment in 2026?

TERNF currently yields 3282.99% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: TERNF offers higher current income.

What is the dividend yield difference between TERNF and ADC?

TERNF has a forward dividend yield of 3282.99% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 3278.86 percentage points.

Home › Compare › TERNF vs ADC

TERNF vs ADC: Dividend Comparison 2026

TERNF yields 3282.99% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TERNF wins by $1075402959448.57M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TERNF

● Live price

3282.99%

Share price

$0.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1075402959448.75M

Annual income

$1,014,608,213,287,210,200.00

Full TERNF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — TERNF vs ADC

📍 TERNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TERNF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TERNF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TERNF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TERNF

Annual income on $10K today (after 15% tax)

$279,054.50/yr

After 10yr DRIP, annual income (after tax)

$862,416,981,294,128,600.00/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, TERNF beats the other by $862,416,981,294,059,900.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TERNF + ADC for your $10,000?

TERNF: 50%ADC: 50%

100% ADC50/50100% TERNF

Portfolio after 10yr

$537701479724.46M

Annual income

$507,304,106,643,645,500.00/yr

Blended yield

94.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

TERNF

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TERNF buys

ADC buys

No recent congressional trades found for TERNF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTERNFADC

Forward yield	3282.99% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$1075402959448.75M ✓	$178.9K
Annual income after 10y	$1,014,608,213,287,210,200.00 ✓	$80,797.29
Total dividends collected	$1071219041409.57M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: TERNF vs ADC ($10,000, DRIP)

Year	TERNF Portfolio	TERNF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$338,999	$328,299.41	$10,990	$580.36	+$328.0K → TERNF
2	$10,763,973	$10,401,243.52	$12,301	$860.26	+$10.75M → TERNF
3	$320,173,747	$308,656,296.47	$14,104	$1,298.62	+$320.16M → TERNF
4	$8,922,925,709	$8,580,339,799.29	$16,691	$2,008.16	+$8922.91M → TERNF
5	$233,029,385,430	$223,481,854,921.49	$20,580	$3,205.09	+$233029.36M → TERNF
6	$5,703,928,810,280	$5,454,587,367,869.43	$26,754	$5,330.02	+$5703928.78M → TERNF
7	$130,882,212,623,220	$124,779,008,796,220.45	$37,196	$9,345.14	+$130882212.59M → TERNF
8	$2,815,909,500,284,071	$2,675,865,532,777,225.00	$56,244	$17,523.09	+$2815909500.23M → TERNF
9	$56,817,519,777,139,680	$53,804,496,611,835,720.00	$94,286	$35,736.21	+$56817519777.05M → TERNF
10	$1,075,402,959,448,749,800	$1,014,608,213,287,210,200.00	$178,949	$80,797.29	+$1075402959448.57M → TERNF

TERNF vs ADC: Complete Analysis 2026

TERNF — Stock

Tern Plc is a venture capital firm specializing in growth capital investment. The firm typically invests in the software companies having IoT security, Artificial Intelligence ("AI"), Machine Learning ("ML"), Virtual/Augmented Reality ("VR/AR") and Data Science, enablement and analytics solutions for the healthcare and industrial sectors. The firm primarily invest in companies based in United Kingdom. Tern Plc is based in London, the United Kingdom. Tern Plc formerly known as Silvermere Energy plc.

Full TERNF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.