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TERRF vs FCPT: Dividend Comparison 2026

TERRF yields 4.14% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TERRF wins by $396.3K in total portfolio value· pulled ahead in Year 2
10 years
TERRF
TERRF
● Live price
4.14%
Share price
$11.14
Annual div
$0.46
5Y div CAGR
49.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$445.4K
Annual income
$243,496.52
Full TERRF calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — TERRF vs FCPT

📍 TERRF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTERRFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TERRF + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TERRF pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TERRF
Annual income on $10K today (after 15% tax)
$352.08/yr
After 10yr DRIP, annual income (after tax)
$206,972.04/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, TERRF beats the other by $202,063.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TERRF + FCPT for your $10,000?

TERRF: 50%FCPT: 50%
100% FCPT50/50100% TERRF
Portfolio after 10yr
$247.2K
Annual income
$124,635.90/yr
Blended yield
50.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

TERRF
No analyst data
Altman Z
1.2
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TERRF buys
0
FCPT buys
0
No recent congressional trades found for TERRF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTERRFFCPT
Forward yield4.14%6.05% ✓
Annual dividend / share$0.46$1.43 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.9% ✓15.8%
Portfolio after 10y$445.4K ✓$49.1K
Annual income after 10y$243,496.52 ✓$5,775.28
Total dividends collected$402.6K ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: TERRF vs FCPT ($10,000, DRIP)

YearTERRF PortfolioTERRF Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,321$620.91$11,401$700.92$80.00 → FCPT
2← crossover$13,098$984.75$13,064$864.84+$34.00 → TERRF
3$15,611$1,596.14$15,051$1,072.48+$560.00 → TERRF
4$19,369$2,665.11$17,442$1,337.22+$1.9K → TERRF
5$25,357$4,632.40$20,340$1,677.08+$5.0K → TERRF
6$35,628$8,496.07$23,880$2,116.57+$11.7K → TERRF
7$54,846$16,723.57$28,241$2,689.36+$26.6K → TERRF
8$94,751$36,065.80$33,660$3,442.07+$61.1K → TERRF
9$188,671$87,287.65$40,456$4,439.95+$148.2K → TERRF
10$445,375$243,496.52$49,063$5,775.28+$396.3K → TERRF

TERRF vs FCPT: Complete Analysis 2026

TERRF — Stock

Terna - Rete Elettrica Nazionale Società per Azioni, together with its subsidiaries, engages in the electricity transmission and dispatching activities in Italy, Euro-area countries, and internationally. The company operates through Regulated, Non-Regulated, and International segments. It is involved in the planning, development, management, operation, and maintenance of national transmission grid, electricity infrastructures, and high-voltage infrastructures. The company also offers telecommunications systems and equipment, connectivity services, energy solutions, and operation and maintenance services. In addition, it designs, produces, commercializes, and repairs power transformers for electricity transmission and distribution grids, industrial transformers for the steel and metals industries, and special transformers for convertors used in electrochemical production; designs, produces, and supplies marine and terrestrial cables; implements and develops renewable energy projects; and undertakes private interconnector projects, as well as owns the national transmission grid. The company was founded in 1999 and is headquartered in Rome, Italy.

Full TERRF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.