HomeCompareTFC vs HES

TFC vs HES: Dividend Comparison 2026

TFC yields 4.66% · HES yields 1.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HES wins by $834.5K in total portfolio value· pulled ahead in Year 5
10 years
TFC
TFC
● Live price
4.66%
Share price
$44.64
Annual div
$2.08
5Y div CAGR
16.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.7K
Annual income
$4,232.70
Full TFC calculator →
HES
HES
● Live price
1.34%
Share price
$148.97
Annual div
$2.00
5Y div CAGR
79.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$876.2K
Annual income
$619,272.65
Full HES calculator →

Portfolio growth — TFC vs HES

📍 HES pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTFCHES
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TFC + HES cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TFC pays
HES pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TFC
Annual income on $10K today (after 15% tax)
$396.06/yr
After 10yr DRIP, annual income (after tax)
$3,597.79/yr
HES
Annual income on $10K today (after 15% tax)
$114.12/yr
After 10yr DRIP, annual income (after tax)
$526,381.75/yr
At 15% tax rate, HES beats the other by $522,783.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TFC + HES for your $10,000?

TFC: 50%HES: 50%
100% HES50/50100% TFC
Portfolio after 10yr
$459.0K
Annual income
$311,752.67/yr
Blended yield
67.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TFC right now

TFC
Analyst Ratings
33
Buy
19
Hold
2
Sell
Consensus: Buy
Price Target
$58.50
+31.0% upside vs current
Range: $53.00 — $69.00
Altman Z
0.1
Piotroski
8/9
HES
Analyst Ratings
18
Buy
30
Hold
Consensus: Hold
Price Target
$148.19
-0.5% upside vs current
Range: $86.00 — $199.00
Altman Z
3.1
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TFC buys
0
HES buys
0
No recent congressional trades found for TFC or HES in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTFCHES
Forward yield4.66%1.34%
Annual dividend / share$2.08$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR16.9%79.8%
Portfolio after 10y$41.7K$876.2K
Annual income after 10y$4,232.70$619,272.65
Total dividends collected$18.0K$831.8K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusBuyHold
Analyst price target$58.50$148.19

Year-by-year: TFC vs HES ($10,000, DRIP)

YearTFC PortfolioTFC Income/yrHES PortfolioHES Income/yrGap
1$11,245$544.70$10,941$241.39+$304.00TFC
2$12,701$669.16$12,151$443.81+$550.00TFC
3$14,416$825.76$13,830$828.22+$586.00TFC
4$16,449$1,023.96$16,382$1,584.01+$67.00TFC
5← crossover$18,877$1,276.48$20,682$3,152.91$1.8KHES
6$21,799$1,600.43$28,818$6,688.61$7.0KHES
7$25,344$2,019.14$46,496$15,661.01$21.2KHES
8$29,682$2,564.71$92,211$42,460.02$62.5KHES
9$35,042$3,281.70$240,164$141,498.19$205.1KHES
10$41,727$4,232.70$876,248$619,272.65$834.5KHES

TFC vs HES: Complete Analysis 2026

TFCFinancials

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

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HESStock

Hess Corporation, an exploration and production company, explores, develops, produces, purchases, transports, and sells crude oil, natural gas liquids (NGLs), and natural gas. The company operates in two segments, Exploration and Production, and Midstream. It conducts production operations primarily in the United States, Guyana, the Malaysia/Thailand Joint Development Area, and Malaysia; and exploration activities principally offshore Guyana, the U.S. Gulf of Mexico, and offshore Suriname and Canada. The company is also involved in gathering, compressing, and processing natural gas; fractionating NGLs; gathering, terminaling, loading, and transporting crude oil and NGL through rail car; and storing and terminaling propane, as well as providing water handling services primarily in the Bakken Shale plays in the Williston Basin area of North Dakota. As of December 31, 2021, it had total proved reserves of 1,309 million barrels of oil equivalent. The company was incorporated in 1920 and is headquartered in New York, New York.

Full HES Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.