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TFC vs WM: Dividend Comparison 2026

TFC yields 4.66% · WM yields 1.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WM wins by $36.7K in total portfolio value· pulled ahead in Year 7
10 years
TFC
TFC
● Live price
4.66%
Share price
$44.64
Annual div
$2.08
5Y div CAGR
16.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.7K
Annual income
$4,232.70
Full TFC calculator →
WM
WM
● Live price
1.49%
Share price
$229.96
Annual div
$3.42
5Y div CAGR
51.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.4K
Annual income
$25,153.90
Full WM calculator →

Portfolio growth — TFC vs WM

📍 WM pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTFCWM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TFC + WM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TFC pays
WM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TFC
Annual income on $10K today (after 15% tax)
$396.06/yr
After 10yr DRIP, annual income (after tax)
$3,597.79/yr
WM
Annual income on $10K today (after 15% tax)
$126.41/yr
After 10yr DRIP, annual income (after tax)
$21,380.82/yr
At 15% tax rate, WM beats the other by $17,783.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TFC + WM for your $10,000?

TFC: 50%WM: 50%
100% WM50/50100% TFC
Portfolio after 10yr
$60.1K
Annual income
$14,693.30/yr
Blended yield
24.46%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TFC right now

TFC
Analyst Ratings
33
Buy
19
Hold
2
Sell
Consensus: Buy
Price Target
$58.50
+31.0% upside vs current
Range: $53.00 — $69.00
Altman Z
0.1
Piotroski
8/9
WM
Analyst Ratings
19
Buy
16
Hold
Consensus: Buy
Price Target
$253.75
+10.3% upside vs current
Range: $238.00 — $264.00
Altman Z
2.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TFC buys
0
WM buys
0
No recent congressional trades found for TFC or WM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTFCWM
Forward yield4.66%1.49%
Annual dividend / share$2.08$3.42
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR16.9%51.2%
Portfolio after 10y$41.7K$78.4K
Annual income after 10y$4,232.70$25,153.90
Total dividends collected$18.0K$53.6K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusBuyBuy
Analyst price target$58.50$253.75

Year-by-year: TFC vs WM ($10,000, DRIP)

YearTFC PortfolioTFC Income/yrWM PortfolioWM Income/yrGap
1$11,245$544.70$10,925$224.87+$320.00TFC
2$12,701$669.16$12,037$347.14+$664.00TFC
3$14,416$825.76$13,420$540.47+$996.00TFC
4$16,449$1,023.96$15,211$851.48+$1.2KTFC
5$18,877$1,276.48$17,639$1,363.78+$1.2KTFC
6$21,799$1,600.43$21,109$2,234.83+$690.00TFC
7← crossover$25,344$2,019.14$26,366$3,779.17$1.0KWM
8$29,682$2,564.71$34,881$6,670.19$5.2KWM
9$35,042$3,281.70$49,793$12,469.89$14.8KWM
10$41,727$4,232.70$78,432$25,153.90$36.7KWM

TFC vs WM: Complete Analysis 2026

TFCFinancials

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

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WMStock

Waste Management, Inc., through its subsidiaries, provides waste management environmental services to residential, commercial, industrial, and municipal customers in North America. It offers collection services, including picking up and transporting waste and recyclable materials from where it was generated to a transfer station, material recovery facility (MRF), or disposal site; and owns, develops, and operates landfill gas-to-energy facilities in the United States, as well as owns and operates transfer stations. As of December 31, 2021, the company owned or operated 255 solid waste landfills; 5 secure hazardous waste landfills; 96 MRFs; and 340 transfer stations. It also provides materials processing and commodities recycling services; recycling brokerage services, such as managing the marketing of recyclable materials for third parties; and other strategic business solutions. In addition, the company offers construction and remediation services; services related with the disposal of fly ash, and residue generated from the combustion of coal and other fuel stocks; in-plant services comprising full-service waste management solutions and consulting services; and specialized disposal services for oil and gas exploration and production operations. The company was formerly known as USA Waste Services, Inc. and changed its name to Waste Management, Inc. in 1998. Waste Management, Inc. was incorporated in 1987 and is headquartered in Houston, Texas.

Full WM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.