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TFC vs XOM: Dividend Comparison 2026

TFC yields 4.00% · XOM yields 3.58% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $18.7K in total portfolio value
10 years
TFC
TFC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full TFC calculator →
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →

Portfolio growth — TFC vs XOM

Annual dividend income

MetricTFCXOM
Forward yield4.00%3.58%
Annual dividend / share$2.00$3.88
Payout ratio50%44%
1-year div growth5%4%
5-year div CAGR5%3.5%
Portfolio after 10y$28.0K$46.7K
Annual income after 10y$899.19$616.62
Total dividends collected$6.4K$4.9K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy

Year-by-year: TFC vs XOM ($10,000, DRIP)

YearTFC PortfolioTFC Income/yrXOM PortfolioXOM Income/yrGap
1$11,120$420.00$11,790$370.12$670.00XOM
2$12,357$458.31$13,860$395.49$1.5KXOM
3$13,721$499.76$16,249$421.35$2.5KXOM
4$15,227$544.58$19,004$447.71$3.8KXOM
5$16,885$593.02$22,178$474.56$5.3KXOM
6$18,713$645.34$25,829$501.91$7.1KXOM
7$20,724$701.81$30,026$529.77$9.3KXOM
8$22,938$762.73$34,848$558.16$11.9KXOM
9$25,372$828.41$40,383$587.10$15.0KXOM
10$28,047$899.19$46,735$616.62$18.7KXOM

TFC vs XOM: Complete Analysis 2026

TFCFinancials

TFC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TFC shares.

Full TFC Calculator →

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

Frequently Asked Questions

Is TFC or XOM better for dividend income in 2026?
TFC currently offers a 4.00% yield (2.00/share/year) while XOM offers 3.58% (3.88/share/year). TFC provides higher current income. However, TFC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TFC vs XOM earn per year?
With $10,000 invested today: TFC pays approximately $400/year. XOM pays approximately $358/year. With DRIP reinvestment over 10 years, these grow to $899/year (TFC) and $617/year (XOM).
Does TFC or XOM pay monthly dividends?
TFC pays quarterly dividends. XOM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.