Is TGVSF or RYLD a better dividend investment in 2026?

TGVSF currently yields 5.37% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: TGVSF offers higher current income.

What is the dividend yield difference between TGVSF and RYLD?

TGVSF has a forward dividend yield of 5.37% ($1.27/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 1.37 percentage points.

Home › Compare › TGVSF vs RYLD

TGVSF vs RYLD: Dividend Comparison 2026

TGVSF yields 5.37% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TGVSF wins by $33.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TGVSF

● Live price

5.37%

Share price

$23.75

Annual div

$1.27

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$61.8K

Annual income

$10,695.20

Full TGVSF calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — TGVSF vs RYLD

📍 TGVSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TGVSF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TGVSF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TGVSF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TGVSF

Annual income on $10K today (after 15% tax)

$456.03/yr

After 10yr DRIP, annual income (after tax)

$9,090.92/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, TGVSF beats the other by $8,326.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TGVSF + RYLD for your $10,000?

TGVSF: 50%RYLD: 50%

100% RYLD50/50100% TGVSF

Portfolio after 10yr

$44.9K

Annual income

$5,797.20/yr

Blended yield

12.90%

📊

Analyst Conviction Gap

Where Wall Street is split right now

TGVSF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.8

Piotroski

8/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TGVSF buys

RYLD buys

No recent congressional trades found for TGVSF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTGVSFRYLD

Forward yield	5.37% ✓	4.00%
Annual dividend / share	$1.27	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	22.6% ✓	5%
Portfolio after 10y	$61.8K ✓	$28.0K
Annual income after 10y	$10,695.20 ✓	$899.19
Total dividends collected	$35.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TGVSF vs RYLD ($10,000, DRIP)

Year	TGVSF Portfolio	TGVSF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,358	$657.76	$11,120	$420.00	+$238.00 → TGVSF
2	$13,009	$855.98	$12,357	$458.31	+$652.00 → TGVSF
3	$15,043	$1,123.35	$13,721	$499.76	+$1.3K → TGVSF
4	$17,584	$1,488.37	$15,227	$544.58	+$2.4K → TGVSF
5	$20,808	$1,993.48	$16,885	$593.02	+$3.9K → TGVSF
6	$24,968	$2,702.95	$18,713	$645.34	+$6.3K → TGVSF
7	$30,432	$3,716.11	$20,724	$701.81	+$9.7K → TGVSF
8	$37,752	$5,189.68	$22,938	$762.73	+$14.8K → TGVSF
9	$47,771	$7,376.59	$25,372	$828.41	+$22.4K → TGVSF
10	$61,810	$10,695.20	$28,047	$899.19	+$33.8K → TGVSF

TGVSF vs RYLD: Complete Analysis 2026

TGVSF — Stock

Tryg A/S, together with its subsidiaries, provides insurance products and services for private and corporate customers, and small and medium sized businesses in Denmark, Norway, and Sweden. It operates through Private, Commercial, Corporate, and Sweden segments. The company provides car, contents, house, accident, travel, motorcycles, pet, health, property, liability, transportation, group life, and boat insurance products, as well as fire and content, and worker compensation insurance products. It sells its products primarily through call centers, Internet, tied agents, franchisees, interest organizations, car dealers, real estate agents, insurance brokers, and Nordea branches under the Tryg Forsikring, Alka, Enter Forsikring, Tryg, Moderna, Tryg Garanti, Moderna Djurförsäkringar, Atlantica Båtförsäkring, Affinity, and Bilsport & MC specialförsäkring brands. The company was founded in 1731 and is headquartered in Ballerup, Denmark.

Full TGVSF Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.