Is THCP or XYLD a better dividend investment in 2026?

THCP currently yields 16.34% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: THCP offers higher current income.

What is the dividend yield difference between THCP and XYLD?

THCP has a forward dividend yield of 16.34% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 5.14 percentage points.

Home › Compare › THCP vs XYLD

THCP vs XYLD: Dividend Comparison 2026

THCP yields 16.34% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 THCP wins by $32.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

THCP

● Live price

16.34%

Share price

$12.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$58.2K

Annual income

$4,462.37

Full THCP calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — THCP vs XYLD

📍 THCP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THCP	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, THCP + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

THCP pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THCP

Annual income on $10K today (after 15% tax)

$1,388.89/yr

After 10yr DRIP, annual income (after tax)

$3,793.01/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, THCP beats the other by $944.64/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of THCP + XYLD for your $10,000?

THCP: 50%XYLD: 50%

100% XYLD50/50100% THCP

Portfolio after 10yr

$42.0K

Annual income

$3,906.70/yr

Blended yield

9.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THCP buys

XYLD buys

No recent congressional trades found for THCP or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHCPXYLD

Forward yield	16.34% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$58.2K ✓	$25.9K
Annual income after 10y	$4,462.37 ✓	$3,351.03
Total dividends collected	$29.6K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: THCP vs XYLD ($10,000, DRIP)

Year	THCP Portfolio	THCP Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,334	$1,633.99	$10,840	$1,120.44	+$1.5K → THCP
2	$15,081	$1,883.51	$11,786	$1,249.59	+$3.3K → THCP
3	$18,289	$2,152.32	$12,854	$1,397.78	+$5.4K → THCP
4	$22,008	$2,439.41	$14,063	$1,568.33	+$7.9K → THCP
5	$26,293	$2,743.49	$15,434	$1,765.19	+$10.9K → THCP
6	$31,196	$3,063.11	$16,995	$1,993.14	+$14.2K → THCP
7	$36,777	$3,396.62	$18,777	$2,257.95	+$18.0K → THCP
8	$43,093	$3,742.25	$20,818	$2,566.58	+$22.3K → THCP
9	$50,208	$4,098.14	$23,163	$2,927.50	+$27.0K → THCP
10	$58,185	$4,462.37	$25,865	$3,351.03	+$32.3K → THCP

THCP vs XYLD: Complete Analysis 2026

THCP — Stock

Thunder Bridge Capital Partners IV Inc. does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses in the financial services industry. The company was incorporated in 2021 and is based in Great Falls, Virginia.

Full THCP Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.