Is THCPU or QYLD a better dividend investment in 2026?

THCPU currently yields 16.10% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: THCPU offers higher current income.

What is the dividend yield difference between THCPU and QYLD?

THCPU has a forward dividend yield of 16.10% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.18 percentage points.

Home › Compare › THCPU vs QYLD

THCPU vs QYLD: Dividend Comparison 2026

THCPU yields 16.10% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 THCPU wins by $31.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

THCPU

● Live price

16.10%

Share price

$12.42

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.3K

Annual income

$4,337.57

Full THCPU calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — THCPU vs QYLD

📍 THCPU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THCPU	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, THCPU + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

THCPU pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THCPU

Annual income on $10K today (after 15% tax)

$1,368.76/yr

After 10yr DRIP, annual income (after tax)

$3,686.93/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,123.48/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of THCPU + QYLD for your $10,000?

THCPU: 50%QYLD: 50%

100% QYLD50/50100% THCPU

Portfolio after 10yr

$41.4K

Annual income

$4,998.44/yr

Blended yield

12.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THCPU buys

QYLD buys

No recent congressional trades found for THCPU or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHCPUQYLD

Forward yield	16.10% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.3K ✓	$25.4K
Annual income after 10y	$4,337.57	$5,659.31 ✓
Total dividends collected	$28.9K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: THCPU vs QYLD ($10,000, DRIP)

Year	THCPU Portfolio	THCPU Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,310	$1,610.31	$10,352	$1,192.36	+$2.0K → THCPU
2	$15,025	$1,852.65	$10,830	$1,347.57	+$4.2K → THCPU
3	$18,190	$2,113.23	$11,460	$1,539.07	+$6.7K → THCPU
4	$21,854	$2,391.01	$12,275	$1,777.84	+$9.6K → THCPU
5	$26,068	$2,684.74	$13,323	$2,078.95	+$12.7K → THCPU
6	$30,886	$2,992.98	$14,667	$2,463.34	+$16.2K → THCPU
7	$36,362	$3,314.14	$16,396	$2,960.57	+$20.0K → THCPU
8	$42,554	$3,646.48	$18,631	$3,612.97	+$23.9K → THCPU
9	$49,521	$3,988.24	$21,548	$4,482.15	+$28.0K → THCPU
10	$57,325	$4,337.57	$25,398	$5,659.31	+$31.9K → THCPU

THCPU vs QYLD: Complete Analysis 2026

THCPU — Stock

Thunder Bridge Capital Partners IV Inc. does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses in the financial services industry. The company was incorporated in 2021 and is based in Great Falls, Virginia.

Full THCPU Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this THCPU vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

THCPU vs SCHD THCPU vs JEPI THCPU vs O THCPU vs KO THCPU vs MAIN THCPU vs XYLD THCPU vs JEPQ THCPU vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.