HomeCompareTHIR vs DVY

THIR vs DVY: Dividend Comparison 2026

THIR yields 0.37% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $4.9K in total portfolio value
10 years
THIR
THIR
● Live price
0.37%
Share price
$30.60
Annual div
$0.11
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$37.96
Full THIR calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — THIR vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTHIRDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, THIR + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
THIR pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THIR
Annual income on $10K today (after 15% tax)
$31.50/yr
After 10yr DRIP, annual income (after tax)
$32.27/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, DVY beats the other by $339.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of THIR + DVY for your $10,000?

THIR: 50%DVY: 50%
100% DVY50/50100% THIR
Portfolio after 10yr
$22.6K
Annual income
$237.87/yr
Blended yield
1.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THIR buys
0
DVY buys
0
No recent congressional trades found for THIR or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTHIRDVY
Forward yield0.37%3.50%
Annual dividend / share$0.11$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$25.1K
Annual income after 10y$37.96$437.78
Total dividends collected$375.00$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: THIR vs DVY ($10,000, DRIP)

YearTHIR PortfolioTHIR Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$10,737$37.06$11,050$349.62$313.00DVY
2$11,526$37.19$12,184$361.04$658.00DVY
3$12,370$37.31$13,409$372.07$1.0KDVY
4$13,273$37.42$14,730$382.68$1.5KDVY
5$14,240$37.53$16,154$392.89$1.9KDVY
6$15,274$37.63$17,688$402.69$2.4KDVY
7$16,381$37.72$19,338$412.07$3.0KDVY
8$17,566$37.81$21,113$421.04$3.5KDVY
9$18,833$37.89$23,020$429.61$4.2KDVY
10$20,190$37.96$25,070$437.78$4.9KDVY

THIR vs DVY: Complete Analysis 2026

THIRStock

THIR is passively managed to provide US large-cap equity exposure through a volatility-conscious, fund-of-funds approach. The portfolio is constructed based on a proprietary algorithm that analyzes price trends and historical volatility across three major US indices: the S&P 500, the Dow Jones Industrial Average, and the NASDAQ 100, over a medium-term horizon of three to six months. It classifies each index into either a risk-on (buy) or risk-off (sell) state. Only securities deemed risk-on are included. When all three indices are risk-on, the fund allocates 33.3% to each. In cases where only one index is risk-off, the remaining risk-on indices are equally weighted. Should only one index be risk-on, assets are allocated equally between that index and cash or cash equivalents. During sustained market declines, the fund may fully shift into US money market funds, cash alternatives, or other ETFs. Index rebalancing is done weekly, which may lead to higher portfolio turnover.

Full THIR Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.