Is THNCF or RYLD a better dividend investment in 2026?

THNCF currently yields 193.80% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: THNCF offers higher current income.

What is the dividend yield difference between THNCF and RYLD?

THNCF has a forward dividend yield of 193.80% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 181.41 percentage points.

Home › Compare › THNCF vs RYLD

THNCF vs RYLD: Dividend Comparison 2026

THNCF yields 193.80% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 THNCF wins by $99.54M in total portfolio value

INVESTMENT

TIME HORIZON10 years

THNCF

● Live price

193.80%

Share price

$1.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$99.59M

Annual income

$49,422,344.95

Full THNCF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — THNCF vs RYLD

📍 THNCF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THNCF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, THNCF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

THNCF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THNCF

Annual income on $10K today (after 15% tax)

$16,472.87/yr

After 10yr DRIP, annual income (after tax)

$42,008,993.21/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, THNCF beats the other by $42,006,712.67/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of THNCF + RYLD for your $10,000?

THNCF: 50%RYLD: 50%

100% RYLD50/50100% THNCF

Portfolio after 10yr

$49.82M

Annual income

$24,712,513.96/yr

Blended yield

49.61%

📊

Analyst Conviction Gap

Where Wall Street is split right now

THNCF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

2.4

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THNCF buys

RYLD buys

No recent congressional trades found for THNCF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHNCFRYLD

Forward yield	193.80% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$99.59M ✓	$45.3K
Annual income after 10y	$49,422,344.95 ✓	$2,682.98
Total dividends collected	$93.69M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: THNCF vs RYLD ($10,000, DRIP)

Year	THNCF Portfolio	THNCF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$30,080	$19,379.84	$11,939	$1,239.34	+$18.1K → THNCF
2	$86,666	$54,480.63	$14,158	$1,382.89	+$72.5K → THNCF
3	$239,433	$146,700.57	$16,682	$1,532.59	+$222.8K → THNCF
4	$634,970	$378,776.87	$19,537	$1,687.64	+$615.4K → THNCF
5	$1,618,209	$938,790.54	$22,752	$1,847.20	+$1.60M → THNCF
6	$3,967,454	$2,235,970.16	$26,355	$2,010.43	+$3.94M → THNCF
7	$9,368,590	$5,123,414.60	$30,376	$2,176.45	+$9.34M → THNCF
8	$21,331,149	$11,306,757.86	$34,847	$2,344.43	+$21.30M → THNCF
9	$46,884,258	$24,059,928.44	$39,800	$2,513.54	+$46.84M → THNCF
10	$99,588,501	$49,422,344.95	$45,269	$2,682.98	+$99.54M → THNCF

THNCF vs RYLD: Complete Analysis 2026

THNCF — Stock

Thinkific Labs Inc. develops, markets, and supports cloud-based platform in Canada, the United States, and internationally. The company's platform enables entrepreneurs and established businesses to create, market, sell, and deliver online courses and other learning products. The company was incorporated in 2012 and is headquartered in Vancouver, Canada.

Full THNCF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this THNCF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

THNCF vs SCHD THNCF vs JEPI THNCF vs O THNCF vs KO THNCF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.