Is THRD or RYLD a better dividend investment in 2026?

THRD currently yields 37.17% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: THRD offers higher current income.

What is the dividend yield difference between THRD and RYLD?

THRD has a forward dividend yield of 37.17% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 24.78 percentage points.

Home › Compare › THRD vs RYLD

THRD vs RYLD: Dividend Comparison 2026

THRD yields 37.17% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 THRD wins by $153.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

THRD

● Live price

37.17%

Share price

$5.38

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$198.5K

Annual income

$31,557.09

Full THRD calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — THRD vs RYLD

📍 THRD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THRD	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, THRD + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

THRD pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THRD

Annual income on $10K today (after 15% tax)

$3,159.85/yr

After 10yr DRIP, annual income (after tax)

$26,823.53/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, THRD beats the other by $24,542.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of THRD + RYLD for your $10,000?

THRD: 50%RYLD: 50%

100% RYLD50/50100% THRD

Portfolio after 10yr

$121.9K

Annual income

$17,120.04/yr

Blended yield

14.04%

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Analyst Conviction Gap

Where Wall Street is most bullish on THRD right now

THRD

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$16.15

+200.2% upside vs current

Range: $3.60 — $23.00

Altman Z

19.7

Piotroski

1/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THRD buys

RYLD buys

No recent congressional trades found for THRD or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHRDRYLD

Forward yield	37.17% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$198.5K ✓	$45.3K
Annual income after 10y	$31,557.09 ✓	$2,682.98
Total dividends collected	$146.1K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: THRD vs RYLD ($10,000, DRIP)

Year	THRD Portfolio	THRD Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$14,417	$3,717.47	$11,939	$1,239.34	+$2.5K → THRD
2	$20,436	$5,009.02	$14,158	$1,382.89	+$6.3K → THRD
3	$28,502	$6,635.45	$16,682	$1,532.59	+$11.8K → THRD
4	$39,146	$8,649.01	$19,537	$1,687.64	+$19.6K → THRD
5	$52,988	$11,101.91	$22,752	$1,847.20	+$30.2K → THRD
6	$70,742	$14,044.48	$26,355	$2,010.43	+$44.4K → THRD
7	$93,217	$17,523.45	$30,376	$2,176.45	+$62.8K → THRD
8	$121,322	$21,580.22	$34,847	$2,344.43	+$86.5K → THRD
9	$156,064	$26,249.33	$39,800	$2,513.54	+$116.3K → THRD
10	$198,546	$31,557.09	$45,269	$2,682.98	+$153.3K → THRD

THRD vs RYLD: Complete Analysis 2026

THRD — Stock

Third Harmonic Bio, Inc., a clinical-stage biopharmaceutical company, focuses on the development of the medicine for the treatment of allergic and inflammatory diseases. It develops THB001, an oral small-molecule KIT inhibitor for the treatment of chronic urticaria, a dermatologic disease driven by mast cell activation that results in red, itchy, painful welts, or hives, as well as for airway and gastrointestinal tract indications. The company was formerly known as Project IGE, Inc. and changed its name to Third Harmonic Bio, Inc. in June 2019. Third Harmonic Bio, Inc. was founded in 2019 and is headquartered in Cambridge, Massachusetts.

Full THRD Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.