Is THVB or VYM a better dividend investment in 2026?

THVB currently yields 2.90% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: THVB offers higher current income.

What is the dividend yield difference between THVB and VYM?

THVB has a forward dividend yield of 2.90% ($2.70/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 0.53 percentage points.

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THVB vs VYM: Dividend Comparison 2026

THVB yields 2.90% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 THVB wins by $10.27M in total portfolio value

INVESTMENT

TIME HORIZON10 years

THVB

● Live price

2.90%

Share price

$93.25

Annual div

$2.70

5Y div CAGR

79.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10.30M

Annual income

$8,615,575.14

Full THVB calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — THVB vs VYM

📍 THVB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THVB	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, THVB + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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THVB pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THVB

Annual income on $10K today (after 15% tax)

$246.11/yr

After 10yr DRIP, annual income (after tax)

$7,323,238.87/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, THVB beats the other by $7,323,006.87/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of THVB + VYM for your $10,000?

THVB: 50%VYM: 50%

100% VYM50/50100% THVB

Portfolio after 10yr

$5.16M

Annual income

$4,307,924.04/yr

Blended yield

83.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THVB buys

VYM buys

No recent congressional trades found for THVB or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHVBVYM

Forward yield	2.90% ✓	2.37%
Annual dividend / share	$2.70	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	79.5% ✓	0%
Portfolio after 10y	$10.30M	$27.8K ✓
Annual income after 10y	$8,615,575.14 ✓	$272.94
Total dividends collected	$10.14M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: THVB vs VYM ($10,000, DRIP)

Year	THVB Portfolio	THVB Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,220	$519.73	$11,147	$237.17	+$73.00 → THVB
2	$12,983	$978.23	$12,404	$242.33	+$579.00 → THVB
3	$15,791	$1,899.01	$13,780	$247.16	+$2.0K → THVB
4	$20,771	$3,874.68	$15,285	$251.67	+$5.5K → THVB
5	$30,775	$8,549.98	$16,932	$255.88	+$13.8K → THVB
6	$54,181	$21,251.22	$18,733	$259.81	+$35.4K → THVB
7	$120,737	$62,763.64	$20,701	$263.46	+$100.0K → THVB
8	$363,819	$234,630.52	$22,852	$266.86	+$341.0K → THVB
9	$1,575,356	$1,186,069.94	$25,201	$270.01	+$1.55M → THVB
10	$10,301,206	$8,615,575.14	$27,768	$272.94	+$10.27M → THVB

THVB vs VYM: Complete Analysis 2026

THVB — Stock

Thomasville Bancshares, Inc. operates as a bank holding company for Thomasville National Bank that offers various banking products and services. It offers checking and savings account; and loan products comprising mortgages, and consumer and commercial loans. The company also provides wealth management and mobile banking services. In addition, it offers financial planning, investments, trust, brokerage, and other related financial services. The company was founded in 1995 and is based in Thomasville, Georgia.

Full THVB Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.