Is THY or SCHD a better dividend investment in 2026?

THY currently yields 5.48% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: THY offers higher current income.

What is the dividend yield difference between THY and SCHD?

THY has a forward dividend yield of 5.48% ($1.20/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.02 percentage points.

Home › Compare › THY vs SCHD

THY vs SCHD: Dividend Comparison 2026

THY yields 5.48% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $325.00 in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

THY

● Live price

5.48%

Share price

$21.98

Annual div

$1.20

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.7K

Annual income

$776.99

Full THY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — THY vs SCHD

📍 SCHD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, THY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

THY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THY

Annual income on $10K today (after 15% tax)

$465.53/yr

After 10yr DRIP, annual income (after tax)

$660.44/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, THY beats the other by $298.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of THY + SCHD for your $10,000?

THY: 50%SCHD: 50%

100% SCHD50/50100% THY

Portfolio after 10yr

$28.8K

Annual income

$601.46/yr

Blended yield

2.09%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHYSCHD

Forward yield	5.48% ✓	3.46%
Annual dividend / share	$1.20 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.7K	$29.0K ✓
Annual income after 10y	$776.99 ✓	$425.95
Total dividends collected	$6.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: THY vs SCHD ($10,000, DRIP)

Year	THY Portfolio	THY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,248	$547.68	$11,226	$346.36	+$22.00 → THY
2	$12,611	$575.71	$12,572	$357.38	+$39.00 → THY
3	$14,097	$603.25	$14,046	$367.84	+$51.00 → THY
4	$15,714	$630.22	$15,660	$377.73	+$54.00 → THY
5	$17,470	$656.55	$17,425	$387.07	+$45.00 → THY
6	$19,375	$682.19	$19,354	$395.86	+$21.00 → THY
7← crossover	$21,439	$707.09	$21,461	$404.13	$22.00 → SCHD
8	$23,671	$731.20	$23,762	$411.89	$91.00 → SCHD
9	$26,082	$754.51	$26,272	$419.15	$190.00 → SCHD
10	$28,685	$776.99	$29,010	$425.95	$325.00 → SCHD

THY vs SCHD: Complete Analysis 2026

THY — Stock

The adviser seeks to achieve the fund's investment objectives by investing primarily in exchange traded funds ("ETFs"); options on ETFs, equities and indices; futures and options that invest in or are otherwise exposed to domestic and foreign high-yield debt instruments (also known as "junk bonds"), and U.S. or foreign cash equivalents. It may hedge long positions using futures and/or ETFs.

Full THY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.