Is TIBMX or DVY a better dividend investment in 2026?

TIBMX currently yields 5.39% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: TIBMX offers higher current income.

What is the dividend yield difference between TIBMX and DVY?

TIBMX has a forward dividend yield of 5.39% ($1.92/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 1.89 percentage points.

Home › Compare › TIBMX vs DVY

TIBMX vs DVY: Dividend Comparison 2026

TIBMX yields 5.39% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TIBMX wins by $3.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TIBMX

● Live price

5.39%

Share price

$35.56

Annual div

$1.92

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.5K

Annual income

$760.46

Full TIBMX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — TIBMX vs DVY

📍 TIBMX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TIBMX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TIBMX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TIBMX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIBMX

Annual income on $10K today (after 15% tax)

$458.12/yr

After 10yr DRIP, annual income (after tax)

$646.39/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, TIBMX beats the other by $274.28/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TIBMX + DVY for your $10,000?

TIBMX: 50%DVY: 50%

100% DVY50/50100% TIBMX

Portfolio after 10yr

$26.8K

Annual income

$599.12/yr

Blended yield

2.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIBMX buys

DVY buys

No recent congressional trades found for TIBMX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTIBMXDVY

Forward yield	5.39% ✓	3.50%
Annual dividend / share	$1.92	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.5K ✓	$25.1K
Annual income after 10y	$760.46 ✓	$437.78
Total dividends collected	$6.5K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TIBMX vs DVY ($10,000, DRIP)

Year	TIBMX Portfolio	TIBMX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,239	$538.97	$11,050	$349.62	+$189.00 → TIBMX
2	$12,592	$566.11	$12,184	$361.04	+$408.00 → TIBMX
3	$14,066	$592.76	$13,409	$372.07	+$657.00 → TIBMX
4	$15,669	$618.84	$14,730	$382.68	+$939.00 → TIBMX
5	$17,411	$644.29	$16,154	$392.89	+$1.3K → TIBMX
6	$19,298	$669.05	$17,688	$402.69	+$1.6K → TIBMX
7	$21,342	$693.07	$19,338	$412.07	+$2.0K → TIBMX
8	$23,553	$716.34	$21,113	$421.04	+$2.4K → TIBMX
9	$25,940	$738.81	$23,020	$429.61	+$2.9K → TIBMX
10	$28,516	$760.46	$25,070	$437.78	+$3.4K → TIBMX

TIBMX vs DVY: Complete Analysis 2026

TIBMX — Stock

The investment seeks to provide a level of current income which exceeds the average yield on U.S. stocks; long-term capital appreciation is a secondary objective. The fund pursues its investment goals by investing in a broad range of income producing securities, primarily including stocks and bonds. It will under normal conditions invest at least 80% of its assets in income-producing securities, and at least 50% of its assets in common stocks.

Full TIBMX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

📬

Get this TIBMX vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TIBMX vs SCHD TIBMX vs JEPI TIBMX vs O TIBMX vs KO TIBMX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.