Is TIBRX or QYLD a better dividend investment in 2026?

TIBRX currently yields 4.89% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TIBRX and QYLD?

TIBRX has a forward dividend yield of 4.89% ($1.75/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.03 percentage points.

Home › Compare › TIBRX vs QYLD

TIBRX vs QYLD: Dividend Comparison 2026

TIBRX yields 4.89% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TIBRX wins by $2.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TIBRX

● Live price

4.89%

Share price

$35.88

Annual div

$1.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$668.46

Full TIBRX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TIBRX vs QYLD

📍 TIBRX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TIBRX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TIBRX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TIBRX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIBRX

Annual income on $10K today (after 15% tax)

$415.55/yr

After 10yr DRIP, annual income (after tax)

$568.19/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,242.22/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TIBRX + QYLD for your $10,000?

TIBRX: 50%QYLD: 50%

100% QYLD50/50100% TIBRX

Portfolio after 10yr

$26.5K

Annual income

$3,163.89/yr

Blended yield

11.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIBRX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTIBRXQYLD

Forward yield	4.89%	11.92% ✓
Annual dividend / share	$1.75	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K ✓	$25.4K
Annual income after 10y	$668.46	$5,659.31 ✓
Total dividends collected	$5.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TIBRX vs QYLD ($10,000, DRIP)

Year	TIBRX Portfolio	TIBRX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,189	$488.89	$10,352	$1,192.36	+$837.00 → TIBRX
2	$12,483	$511.22	$10,830	$1,347.57	+$1.7K → TIBRX
3	$13,890	$533.05	$11,460	$1,539.07	+$2.4K → TIBRX
4	$15,417	$554.33	$12,275	$1,777.84	+$3.1K → TIBRX
5	$17,071	$575.00	$13,323	$2,078.95	+$3.7K → TIBRX
6	$18,861	$595.04	$14,667	$2,463.34	+$4.2K → TIBRX
7	$20,796	$614.43	$16,396	$2,960.57	+$4.4K → TIBRX
8	$22,885	$633.13	$18,631	$3,612.97	+$4.3K → TIBRX
9	$25,138	$651.15	$21,548	$4,482.15	+$3.6K → TIBRX
10	$27,566	$668.46	$25,398	$5,659.31	+$2.2K → TIBRX

TIBRX vs QYLD: Complete Analysis 2026

TIBRX — Stock

The investment seeks to provide a level of current income which exceeds the average yield on U.S. stocks; long-term capital appreciation is a secondary objective. The fund pursues its investment goals by investing in a broad range of income producing securities, primarily including stocks and bonds. It will under normal conditions invest at least 80% of its assets in income-producing securities, and at least 50% of its assets in common stocks.

Full TIBRX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this TIBRX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TIBRX vs SCHD TIBRX vs JEPI TIBRX vs O TIBRX vs KO TIBRX vs MAIN TIBRX vs XYLD TIBRX vs JEPQ TIBRX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.