Is TIG or RYLD a better dividend investment in 2026?

TIG currently yields 32.47% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: TIG offers higher current income.

What is the dividend yield difference between TIG and RYLD?

TIG has a forward dividend yield of 32.47% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 28.47 percentage points.

Home › Compare › TIG vs RYLD

TIG vs RYLD: Dividend Comparison 2026

TIG yields 32.47% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $2.2K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

TIG

● Live price

32.47%

Share price

$6.16

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.8K

Annual income

$4.16

Full TIG calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — TIG vs RYLD

📍 RYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TIG	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TIG + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TIG pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIG

Annual income on $10K today (after 15% tax)

$2,759.74/yr

After 10yr DRIP, annual income (after tax)

$3.54/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $760.78/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TIG + RYLD for your $10,000?

TIG: 50%RYLD: 50%

100% RYLD50/50100% TIG

Portfolio after 10yr

$26.9K

Annual income

$451.68/yr

Blended yield

1.68%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TIG right now

TIG

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.8

Piotroski

3/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIG buys

RYLD buys

No recent congressional trades found for TIG or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTIGRYLD

Forward yield	32.47% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	-50%	5% ✓
Portfolio after 10y	$25.8K	$28.0K ✓
Annual income after 10y	$4.16	$899.19 ✓
Total dividends collected	$3.6K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TIG vs RYLD ($10,000, DRIP)

Year	TIG Portfolio	TIG Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$12,323	$1,623.38	$11,120	$420.00	+$1.2K → TIG
2	$14,121	$934.84	$12,357	$458.31	+$1.8K → TIG
3	$15,610	$500.56	$13,721	$499.76	+$1.9K → TIG
4	$16,961	$258.57	$15,227	$544.58	+$1.7K → TIG
5	$18,280	$131.29	$16,885	$593.02	+$1.4K → TIG
6	$19,625	$66.12	$18,713	$645.34	+$912.00 → TIG
7	$21,032	$33.17	$20,724	$701.81	+$308.00 → TIG
8← crossover	$22,521	$16.61	$22,938	$762.73	$417.00 → RYLD
9	$24,106	$8.31	$25,372	$828.41	$1.3K → RYLD
10	$25,798	$4.16	$28,047	$899.19	$2.2K → RYLD

TIG vs RYLD: Complete Analysis 2026

TIG — Stock

Trean Insurance Group, Inc. underwrites specialty casualty insurance products in the United States. The company underwrites business, predominantly workers' compensation, accident and health, and medical professional liability products. It also offers a variety of services, including issuing carrier, claims administration, and reinsurance brokerage services. The company offers its products through program partners and managing general agents. Trean Insurance Group, Inc. was founded in 1996 and is based in Wayzata, Minnesota.

Full TIG Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

📬

Get this TIG vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TIG vs SCHD TIG vs JEPI TIG vs O TIG vs KO TIG vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.