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TIIRX vs VYM: Dividend Comparison 2026

TIIRX yields 7.95% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TIIRX wins by $6.0K in total portfolio value
10 years
TIIRX
TIIRX
● Live price
7.95%
Share price
$25.68
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,315.01
Full TIIRX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — TIIRX vs VYM

📍 TIIRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTIIRXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TIIRX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TIIRX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIIRX
Annual income on $10K today (after 15% tax)
$675.78/yr
After 10yr DRIP, annual income (after tax)
$1,117.76/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, TIIRX beats the other by $880.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TIIRX + VYM for your $10,000?

TIIRX: 50%VYM: 50%
100% VYM50/50100% TIIRX
Portfolio after 10yr
$30.8K
Annual income
$796.78/yr
Blended yield
2.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIIRX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTIIRXVYM
Forward yield7.95%2.41%
Annual dividend / share$2.04$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.9K$27.8K
Annual income after 10y$1,315.01$278.55
Total dividends collected$10.6K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TIIRX vs VYM ($10,000, DRIP)

YearTIIRX PortfolioTIIRX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,495$795.03$11,151$241.44+$344.00TIIRX
2$13,154$854.10$12,413$246.79+$741.00TIIRX
3$14,988$913.41$13,794$251.79+$1.2KTIIRX
4$17,010$972.69$15,306$256.47+$1.7KTIIRX
5$19,232$1,031.69$16,960$260.84+$2.3KTIIRX
6$21,669$1,090.17$18,768$264.92+$2.9KTIIRX
7$24,333$1,147.92$20,745$268.71+$3.6KTIIRX
8$27,241$1,204.76$22,905$272.24+$4.3KTIIRX
9$30,409$1,260.50$25,265$275.51+$5.1KTIIRX
10$33,852$1,315.01$27,842$278.55+$6.0KTIIRX

TIIRX vs VYM: Complete Analysis 2026

TIIRXStock

The fund normally invests at least 80% of its assets in equity securities. It will invest in securities which the fund's investment adviser believes have the potential for capital appreciation, dividend income, or both. The fund focuses on large-cap securities that the advisor believes to be attractively valued, show the potential to appreciate faster than the rest of the market and return cash to shareholders in the form of dividends, stock buy-backs or both.

Full TIIRX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.