Is TILPX or RYLD a better dividend investment in 2026?

TILPX currently yields 15.70% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: TILPX offers higher current income.

What is the dividend yield difference between TILPX and RYLD?

TILPX has a forward dividend yield of 15.70% ($4.02/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 11.70 percentage points.

Home › Compare › TILPX vs RYLD

TILPX vs RYLD: Dividend Comparison 2026

TILPX yields 15.70% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TILPX wins by $27.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TILPX

● Live price

15.70%

Share price

$25.62

Annual div

$4.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.9K

Annual income

$4,133.36

Full TILPX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — TILPX vs RYLD

📍 TILPX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TILPX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TILPX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TILPX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TILPX

Annual income on $10K today (after 15% tax)

$1,334.92/yr

After 10yr DRIP, annual income (after tax)

$3,513.36/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, TILPX beats the other by $2,749.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TILPX + RYLD for your $10,000?

TILPX: 50%RYLD: 50%

100% RYLD50/50100% TILPX

Portfolio after 10yr

$42.0K

Annual income

$2,516.28/yr

Blended yield

5.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TILPX buys

RYLD buys

No recent congressional trades found for TILPX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTILPXRYLD

Forward yield	15.70% ✓	4.00%
Annual dividend / share	$4.02 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$55.9K ✓	$28.0K
Annual income after 10y	$4,133.36 ✓	$899.19
Total dividends collected	$27.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TILPX vs RYLD ($10,000, DRIP)

Year	TILPX Portfolio	TILPX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,270	$1,570.50	$11,120	$420.00	+$1.1K → TILPX
2	$14,930	$1,801.01	$12,357	$458.31	+$2.6K → TILPX
3	$18,024	$2,048.06	$13,721	$499.76	+$4.3K → TILPX
4	$21,596	$2,310.62	$15,227	$544.58	+$6.4K → TILPX
5	$25,695	$2,587.46	$16,885	$593.02	+$8.8K → TILPX
6	$30,371	$2,877.19	$18,713	$645.34	+$11.7K → TILPX
7	$35,675	$3,178.29	$20,724	$701.81	+$15.0K → TILPX
8	$41,662	$3,489.14	$22,938	$762.73	+$18.7K → TILPX
9	$48,386	$3,808.06	$25,372	$828.41	+$23.0K → TILPX
10	$55,906	$4,133.36	$28,047	$899.19	+$27.9K → TILPX

TILPX vs RYLD: Complete Analysis 2026

TILPX — Stock

The investment seeks a favorable long-term return, mainly through capital appreciation, primarily from equity securities. Under normal circumstances, the fund invests at least 80% of its assets in large-cap equity securities. It will invest primarily in large-cap equity securities that the fund's investment adviser believes present the opportunity for growth. The fund also seeks to invest in companies expected to benefit from prospective acquisitions, reorganizations, corporate restructurings or other special situations. It may invest up to 20% of its assets in foreign investments.

Full TILPX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.