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TINLF vs SCHD: Dividend Comparison 2026

TINLF yields 3.66% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.5K in total portfolio value
10 years
TINLF
TINLF
● Live price
3.66%
Share price
$9.22
Annual div
$0.34
5Y div CAGR
-42.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$1.41
Full TINLF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — TINLF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTINLFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TINLF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TINLF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TINLF
Annual income on $10K today (after 15% tax)
$311.23/yr
After 10yr DRIP, annual income (after tax)
$1.20/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $358.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TINLF + SCHD for your $10,000?

TINLF: 50%SCHD: 50%
100% SCHD50/50100% TINLF
Portfolio after 10yr
$24.7K
Annual income
$212.00/yr
Blended yield
0.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TINLF buys
0
SCHD buys
0
No recent congressional trades found for TINLF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTINLFSCHD
Forward yield3.66%3.44%
Annual dividend / share$0.34$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-42.9%0%
Portfolio after 10y$20.5K$29.0K
Annual income after 10y$1.41$422.61
Total dividends collected$493.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TINLF vs SCHD ($10,000, DRIP)

YearTINLF PortfolioTINLF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,909$209.08$11,224$344.10$315.00SCHD
2$11,794$121.71$12,567$354.98$773.00SCHD
3$12,690$70.22$14,038$365.30$1.3KSCHD
4$13,619$40.32$15,648$375.06$2.0KSCHD
5$14,595$23.09$17,410$384.27$2.8KSCHD
6$15,630$13.21$19,335$392.95$3.7KSCHD
7$16,732$7.55$21,437$401.10$4.7KSCHD
8$17,907$4.31$23,733$408.75$5.8KSCHD
9$19,163$2.46$26,237$415.91$7.1KSCHD
10$20,506$1.41$28,968$422.61$8.5KSCHD

TINLF vs SCHD: Complete Analysis 2026

TINLFStock

Teijin Limited engages in the fibers, films and sheets, composites, healthcare, and IT businesses worldwide. It offers aramid fibers and polyethylene materials; carbon fibers, composite materials, and oxidized PAN fibers; polycarbonate sheets and films; high-density polyethylene porous films and materials; and microporous films. The company also provides PC resins, polyphenylene sulfide resins, molded parts, and additives; lightweight glass and carbon fiber reinforced composites for automotive applications; and polytrimethylene telephthalate products, artificial leather materials, polyester nanofibers, and recycled polyester fibers. In addition, it offers pharmaceuticals for bone and joint, respiratory, cardiovascular and metabolic, and other diseases; home oxygen therapy, non-invasive positive pressure ventilation, rehabilitation, and sleep disordered breathing related devices, as well as sonic accelerated fracture healing system and community-based integrated care system; and orthopedic implantable devices, and functional food ingredients. Further, the company provides Recopic, a radio-frequency identification technology for inventory management. Additionally, it develops and implements engineering solutions for various issues, such as environmental pollution, energy supply stability, and aging-related workforce population decline. Teijin Limited was incorporated in 1918 and is headquartered in Tokyo, Japan.

Full TINLF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.