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TIO vs SCHD: Dividend Comparison 2026

TIO yields 289.86% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TIO wins by $1202.74M in total portfolio value
10 years
TIO
TIO
● Live price
289.86%
Share price
$0.69
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1202.77M
Annual income
$716,501,170.17
Full TIO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — TIO vs SCHD

📍 TIO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTIOSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TIO + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TIO pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIO
Annual income on $10K today (after 15% tax)
$24,637.68/yr
After 10yr DRIP, annual income (after tax)
$609,025,994.64/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, TIO beats the other by $609,025,635.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TIO + SCHD for your $10,000?

TIO: 50%SCHD: 50%
100% SCHD50/50100% TIO
Portfolio after 10yr
$601.40M
Annual income
$358,250,796.39/yr
Blended yield
59.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TIO right now

TIO
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
2.6
Piotroski
6/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIO buys
0
SCHD buys
0
No recent congressional trades found for TIO or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTIOSCHD
Forward yield289.86%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$1202.77M$29.0K
Annual income after 10y$716,501,170.17$422.61
Total dividends collected$1153.45M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TIO vs SCHD ($10,000, DRIP)

YearTIO PortfolioTIO Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$39,686$28,985.51$11,224$344.10+$28.5KTIO
2$149,969$107,505.10$12,567$354.98+$137.4KTIO
3$540,143$379,676.45$14,038$365.30+$526.1KTIO
4$1,855,974$1,278,021.62$15,648$375.06+$1.84MTIO
5$6,089,991$4,104,098.64$17,410$384.27+$6.07MTIO
6$19,102,029$12,585,738.08$19,335$392.95+$19.08MTIO
7$57,333,340$36,894,169.09$21,437$401.10+$57.31MTIO
8$164,837,464$103,490,790.18$23,733$408.75+$164.81MTIO
9$454,454,071$278,077,984.75$26,237$415.91+$454.43MTIO
10$1,202,767,026$716,501,170.17$28,968$422.61+$1202.74MTIO

TIO vs SCHD: Complete Analysis 2026

TIOStock

Tingo Group, Inc. engages in the financial technology and agri-fintech businesses delivering financial inclusion and financial upliftment to rural farming communities in Africa, Southeast Asia, and the Middle East. The company operates through Verticals and Technology, Online Stock Trading, Comprehensive Platform Service segments. Its platform service through use of smartphones device as a service and pre-loaded platform product; Nwassa platform, a digital agriculture ecosystem that empowers rural farmers and agri-businesses; and insurance platform, an online automobile insurance after-market service to connect automobile insurance customers with auto repair shops and auto wash stores nationwide, as well as provide customers auto membership services, including online gas card recharge, online shopping, insurance claim settlements, roadside assistance, car wash appointment and maintenance and promotion coupons, insurance loyalty points, and other related supporting services for insurance members. The company also offers TingoPay, a B2C and B2B fintech platform and super-app that offers payment services, an e-wallet, foreign exchange, and merchant services; Tingo Foods, a food processing business that processes raw foods into finished products such as rice, pasta, and noodles; and Tingo DMCC, a commodity trading platform and agricultural commodities export business. In addition, it provides Magpie Invest, a proprietary technology investment trading platform offers margin financing services, as well as offers smart phone leasing, an agri-marketplace, airtime top ups, utility payment services, bill-pay and e-wallet, insurance products, and access to finance and lending services. The company was formerly known as MICT, Inc. and changed its name to Tingo Group, Inc. in February 2023. Tingo Group, Inc. is based in Montvale, New Jersey.

Full TIO Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.