Is TIPA or DVY a better dividend investment in 2026?

TIPA currently yields 1.23% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between TIPA and DVY?

TIPA has a forward dividend yield of 1.23% ($1.24/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 2.23 percentage points.

Home › Compare › TIPA vs DVY

TIPA vs DVY: Dividend Comparison 2026

TIPA yields 1.23% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TIPA

● Live price

1.23%

Share price

$100.90

Annual div

$1.24

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.4K

Annual income

$133.66

Full TIPA calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — TIPA vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TIPA	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TIPA + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TIPA pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIPA

Annual income on $10K today (after 15% tax)

$104.88/yr

After 10yr DRIP, annual income (after tax)

$113.61/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $254.36/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TIPA + DVY for your $10,000?

TIPA: 50%DVY: 50%

100% DVY50/50100% TIPA

Portfolio after 10yr

$23.2K

Annual income

$283.28/yr

Blended yield

1.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIPA buys

DVY buys

No recent congressional trades found for TIPA or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTIPADVY

Forward yield	1.23%	3.46% ✓
Annual dividend / share	$1.24	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.4K	$25.0K ✓
Annual income after 10y	$133.66	$432.91 ✓
Total dividends collected	$1.3K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TIPA vs DVY ($10,000, DRIP)

Year	TIPA Portfolio	TIPA Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,823	$123.39	$11,046	$346.43	$223.00 → DVY
2	$11,706	$124.81	$12,177	$357.65	$471.00 → DVY
3	$12,651	$126.15	$13,398	$368.47	$747.00 → DVY
4	$13,664	$127.42	$14,715	$378.89	$1.1K → DVY
5	$14,750	$128.62	$16,134	$388.90	$1.4K → DVY
6	$15,912	$129.75	$17,662	$398.51	$1.8K → DVY
7	$17,156	$130.82	$19,306	$407.71	$2.1K → DVY
8	$18,489	$131.83	$21,074	$416.50	$2.6K → DVY
9	$19,916	$132.77	$22,974	$424.90	$3.1K → DVY
10	$21,444	$133.66	$25,015	$432.91	$3.6K → DVY

TIPA vs DVY: Complete Analysis 2026

TIPA — Stock

The Fund seeks to provide periodic inflation-linked distributions through U.S. Treasury Inflation Protected Securities (commonly known as “TIPS”), consisting of income and/or principal through 2030.For investors seeking a spend-down strategy with inflation protection to manage recurring expenses through distribution of monthly income and annual principal over a five-year time horizon.

Full TIPA Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.