Is TKOMY or RYLD a better dividend investment in 2026?

TKOMY currently yields 1.46% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between TKOMY and RYLD?

TKOMY has a forward dividend yield of 1.46% ($0.69/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 10.93 percentage points.

Home › Compare › TKOMY vs RYLD

TKOMY vs RYLD: Dividend Comparison 2026

TKOMY yields 1.46% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TKOMY wins by $10.75M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

TKOMY

● Live price

1.46%

Share price

$47.14

Annual div

$0.69

5Y div CAGR

96.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10.80M

Annual income

$9,340,034.56

Full TKOMY calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — TKOMY vs RYLD

📍 TKOMY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TKOMY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TKOMY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TKOMY pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TKOMY

Annual income on $10K today (after 15% tax)

$123.77/yr

After 10yr DRIP, annual income (after tax)

$7,939,029.38/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, TKOMY beats the other by $7,936,748.84/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TKOMY + RYLD for your $10,000?

TKOMY: 50%RYLD: 50%

100% RYLD50/50100% TKOMY

Portfolio after 10yr

$5.42M

Annual income

$4,671,358.77/yr

Blended yield

86.18%

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Analyst Conviction Gap

Where Wall Street is most bullish on TKOMY right now

TKOMY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.8

Piotroski

4/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TKOMY buys

RYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Daniel Goldman	🏢 House	$TKOMY	▼ Sell	$15,001 - $50,000	2023-07-10
Daniel Goldman	🏢 House	$TKOMY	▼ Sell	$1,001 - $15,000	2023-02-27
Daniel Goldman	🏢 House	$TKOMY	▼ Sell	$1,001 - $15,000	2023-01-13
John Rutherford	🏢 House	$TKOMY	▼ Sell	$1,001 - $15,000	2022-03-16
John Rutherford	🏢 House	$TKOMY	▲ Buy	$1,001 - $15,000	2021-01-20

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTKOMYRYLD

Forward yield	1.46%	12.39% ✓
Annual dividend / share	$0.69	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	96.7% ✓	0%
Portfolio after 10y	$10.80M	$45.3K ✓
Annual income after 10y	$9,340,034.56 ✓	$2,682.98
Total dividends collected	$10.65M	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TKOMY vs RYLD ($10,000, DRIP)

Year	TKOMY Portfolio	TKOMY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,986	$286.43	$11,939	$1,239.34	$953.00 → RYLD
2	$12,334	$578.48	$14,158	$1,382.89	$1.8K → RYLD
3	$14,391	$1,193.86	$16,682	$1,532.59	$2.3K → RYLD
4	$17,959	$2,560.76	$19,537	$1,687.64	$1.6K → RYLD
5← crossover	$25,091	$5,874.67	$22,752	$1,847.20	+$2.3K → TKOMY
6	$41,936	$15,088.11	$26,355	$2,010.43	+$15.6K → TKOMY
7	$91,228	$46,357.29	$30,376	$2,176.45	+$60.9K → TKOMY
8	$283,004	$185,389.62	$34,847	$2,344.43	+$248.2K → TKOMY
9	$1,360,042	$1,057,227.29	$39,800	$2,513.54	+$1.32M → TKOMY
10	$10,795,279	$9,340,034.56	$45,269	$2,682.98	+$10.75M → TKOMY

TKOMY vs RYLD: Complete Analysis 2026

TKOMY — Stock

Tokio Marine Holdings, Inc. engages in non-life and life insurance, and financial and general businesses worldwide. It operates through four segments: Domestic Non-Life Insurance, Domestic Life Insurance, International Insurance, and Financial and Other. The company offers fire and allied lines, hull and cargo, health, personal accident, automobile, and other insurance products, as well as asset management services. It also provides investment advisory, investment trust, staffing, facility management, and nursing care services. The company was formerly known as Millea Holdings, Inc. and changed its name to Tokio Marine Holdings, Inc. in 2008. Tokio Marine Holdings, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan.

Full TKOMY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.