HomeCompareTLCI vs SPHD

TLCI vs SPHD: Dividend Comparison 2026

TLCI yields 0.63% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.0K in total portfolio value
10 years
TLCI
TLCI
● Live price
0.63%
Share price
$24.61
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$66.16
Full TLCI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — TLCI vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTLCISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TLCI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TLCI pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLCI
Annual income on $10K today (after 15% tax)
$53.96/yr
After 10yr DRIP, annual income (after tax)
$56.24/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $429.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLCI + SPHD for your $10,000?

TLCI: 50%SPHD: 50%
100% SPHD50/50100% TLCI
Portfolio after 10yr
$23.6K
Annual income
$318.74/yr
Blended yield
1.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLCI buys
0
SPHD buys
0
No recent congressional trades found for TLCI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTLCISPHD
Forward yield0.63%4.33%
Annual dividend / share$0.16$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$26.5K
Annual income after 10y$66.16$571.32
Total dividends collected$649.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TLCI vs SPHD ($10,000, DRIP)

YearTLCI PortfolioTLCI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,763$63.49$11,133$432.85$370.00SPHD
2$11,581$63.86$12,363$450.36$782.00SPHD
3$12,456$64.22$13,695$467.39$1.2KSPHD
4$13,392$64.55$15,138$483.90$1.7KSPHD
5$14,394$64.86$16,697$499.88$2.3KSPHD
6$15,467$65.16$18,382$515.31$2.9KSPHD
7$16,615$65.43$20,198$530.17$3.6KSPHD
8$17,844$65.69$22,157$544.46$4.3KSPHD
9$19,159$65.93$24,266$558.18$5.1KSPHD
10$20,566$66.16$26,536$571.32$6.0KSPHD

TLCI vs SPHD: Complete Analysis 2026

TLCIStock

TLCI concentrates on large-cap equity securities from non-US companies, applying a bottom-up approach to select 25 to 40 diverse, financially sound businesses. Selection emphasizes high cash returns on tangible capital, strong balance sheets, and management committed to shareholder interests. Up to 10% of assets may be invested in emerging markets, creating an additional growth avenue. The fund avoids specific sector focuses but may emphasize certain sectors for higher potential returns. With a typical holding period of around five years, TCLI aims to minimize transaction costs and taxes. The fund's approach is centered on achieving long-term capital appreciation by investing in undervalued companies with strong growth prospects. Sales occur when overvaluation is detected, fundamentals falter, or better opportunities arise.

Full TLCI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.