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TLCI vs XYLD: Dividend Comparison 2026

TLCI yields 0.63% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.7K in total portfolio value
10 years
TLCI
TLCI
● Live price
0.63%
Share price
$24.61
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$66.16
Full TLCI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — TLCI vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTLCIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TLCI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TLCI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLCI
Annual income on $10K today (after 15% tax)
$53.96/yr
After 10yr DRIP, annual income (after tax)
$56.24/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,679.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLCI + XYLD for your $10,000?

TLCI: 50%XYLD: 50%
100% XYLD50/50100% TLCI
Portfolio after 10yr
$22.9K
Annual income
$1,642.59/yr
Blended yield
7.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLCI buys
0
XYLD buys
0
No recent congressional trades found for TLCI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTLCIXYLD
Forward yield0.63%10.98%
Annual dividend / share$0.16$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$25.3K
Annual income after 10y$66.16$3,219.02
Total dividends collected$649.00$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TLCI vs XYLD ($10,000, DRIP)

YearTLCI PortfolioTLCI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,763$63.49$10,818$1,098.39$55.00XYLD
2$11,581$63.86$11,738$1,222.51$157.00XYLD
3$12,456$64.22$12,774$1,364.64$318.00XYLD
4$13,392$64.55$13,944$1,527.86$552.00XYLD
5$14,394$64.86$15,270$1,715.87$876.00XYLD
6$15,467$65.16$16,775$1,933.09$1.3KXYLD
7$16,615$65.43$18,490$2,184.87$1.9KXYLD
8$17,844$65.69$20,450$2,477.63$2.6KXYLD
9$19,159$65.93$22,697$2,819.19$3.5KXYLD
10$20,566$66.16$25,280$3,219.02$4.7KXYLD

TLCI vs XYLD: Complete Analysis 2026

TLCIStock

TLCI concentrates on large-cap equity securities from non-US companies, applying a bottom-up approach to select 25 to 40 diverse, financially sound businesses. Selection emphasizes high cash returns on tangible capital, strong balance sheets, and management committed to shareholder interests. Up to 10% of assets may be invested in emerging markets, creating an additional growth avenue. The fund avoids specific sector focuses but may emphasize certain sectors for higher potential returns. With a typical holding period of around five years, TCLI aims to minimize transaction costs and taxes. The fund's approach is centered on achieving long-term capital appreciation by investing in undervalued companies with strong growth prospects. Sales occur when overvaluation is detected, fundamentals falter, or better opportunities arise.

Full TLCI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.