HomeCompareTLDR vs SPHD

TLDR vs SPHD: Dividend Comparison 2026

TLDR yields 0.54% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.1K in total portfolio value
10 years
TLDR
TLDR
● Live price
0.54%
Share price
$25.00
Annual div
$0.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$56.23
Full TLDR calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — TLDR vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTLDRSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TLDR + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TLDR pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLDR
Annual income on $10K today (after 15% tax)
$46.13/yr
After 10yr DRIP, annual income (after tax)
$47.80/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $437.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLDR + SPHD for your $10,000?

TLDR: 50%SPHD: 50%
100% SPHD50/50100% TLDR
Portfolio after 10yr
$23.5K
Annual income
$313.77/yr
Blended yield
1.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLDR buys
0
SPHD buys
0
No recent congressional trades found for TLDR or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTLDRSPHD
Forward yield0.54%4.33%
Annual dividend / share$0.14$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.4K$26.5K
Annual income after 10y$56.23$571.32
Total dividends collected$553.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TLDR vs SPHD ($10,000, DRIP)

YearTLDR PortfolioTLDR Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,754$54.28$11,133$432.85$379.00SPHD
2$11,562$54.55$12,363$450.36$801.00SPHD
3$12,426$54.81$13,695$467.39$1.3KSPHD
4$13,351$55.05$15,138$483.90$1.8KSPHD
5$14,340$55.28$16,697$499.88$2.4KSPHD
6$15,400$55.49$18,382$515.31$3.0KSPHD
7$16,533$55.70$20,198$530.17$3.7KSPHD
8$17,747$55.88$22,157$544.46$4.4KSPHD
9$19,045$56.06$24,266$558.18$5.2KSPHD
10$20,434$56.23$26,536$571.32$6.1KSPHD

TLDR vs SPHD: Complete Analysis 2026

TLDRStock

TLDR uses a laddered maturity approach to a portfolio of US T-Bills, targeting a dollar-weighted average maturity of approximately 60 days. Investments primarily consist of T-Bills with remaining maturities of six months or less, and may also hold cash, cash equivalents, or treasury-backed money market instruments. The sub-adviser manages the ladder and reinvestment timing to optimize yield along the front end of the US Treasury curve, and may tactically adjust the portfolios average maturity. It may be extended when market conditions favor slightly longer-dates bills, or reduced to 30 days or less to preserve liquidity or limit interest-rate risk. The strategy spreads investments across multiple near-term maturities to help manage interest-rate exposure and generate regular cash flows. As positions mature, the fund continuously rolls the portfolio into newly issued T-Bills at market rates, which may result in high portfolio turnover.

Full TLDR Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.