Is TLH or SCHD a better dividend investment in 2026?

TLH currently yields 4.33% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: TLH offers higher current income.

What is the dividend yield difference between TLH and SCHD?

TLH has a forward dividend yield of 4.33% ($4.36/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.87 percentage points.

Home › Compare › TLH vs SCHD

TLH vs SCHD: Dividend Comparison 2026

TLH yields 4.33% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $2.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TLH

● Live price

4.33%

Share price

$100.63

Annual div

$4.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.98

Full TLH calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — TLH vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TLH	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TLH + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TLH pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLH

Annual income on $10K today (after 15% tax)

$368.25/yr

After 10yr DRIP, annual income (after tax)

$486.18/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, TLH beats the other by $124.13/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLH + SCHD for your $10,000?

TLH: 50%SCHD: 50%

100% SCHD50/50100% TLH

Portfolio after 10yr

$27.8K

Annual income

$498.96/yr

Blended yield

1.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLH buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$TLH	▲ Buy	$1,001 - $15,000	2026-02-06
Charles J. "Chuck" Fleischmann	🏢 House	$TLH	▲ Buy	$1,001 - $15,000	2026-01-28
Charles J. "Chuck" Fleischmann	🏢 House	$TLH	▼ Sell	$1,001 - $15,000	2025-10-21
John Boozman	🏛 Senate	$TLH	▲ Buy	$1,001 - $15,000	2025-08-01
John Boozman	🏛 Senate	$TLH	▲ Buy	$1,001 - $15,000	2025-08-01
Charles J. "Chuck" Fleischmann	🏢 House	$TLH	▼ Sell	$1,001 - $15,000	2025-07-17
Charles J. "Chuck" Fleischmann	🏢 House	$TLH	▲ Buy	$1,001 - $15,000	2025-01-28
John Boozman	🏛 Senate	$TLH	▲ Buy	$1,001 - $15,000	2024-09-06
John Boozman	🏛 Senate	$TLH	▲ Buy	$1,001 - $15,000	2024-09-06
John Boozman	🏛 Senate	$TLH	▲ Buy	$1,001 - $15,000	2024-06-26

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTLHSCHD

Forward yield	4.33% ✓	3.46%
Annual dividend / share	$4.36 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.5K	$29.0K ✓
Annual income after 10y	$571.98 ✓	$425.95
Total dividends collected	$5.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TLH vs SCHD ($10,000, DRIP)

Year	TLH Portfolio	TLH Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,133	$433.24	$11,226	$346.36	$93.00 → SCHD
2	$12,363	$450.78	$12,572	$357.38	$209.00 → SCHD
3	$13,697	$467.84	$14,046	$367.84	$349.00 → SCHD
4	$15,140	$484.39	$15,660	$377.73	$520.00 → SCHD
5	$16,700	$500.40	$17,425	$387.07	$725.00 → SCHD
6	$18,385	$515.85	$19,354	$395.86	$969.00 → SCHD
7	$20,202	$530.74	$21,461	$404.13	$1.3K → SCHD
8	$22,162	$545.06	$23,762	$411.89	$1.6K → SCHD
9	$24,272	$558.81	$26,272	$419.15	$2.0K → SCHD
10	$26,543	$571.98	$29,010	$425.95	$2.5K → SCHD

TLH vs SCHD: Complete Analysis 2026

TLH — Stock

The iShares 10-20 Year Treasury Bond ETF seeks to track the investment results of an index composed of U.S. Treasury bonds with remaining maturities between ten and twenty years.

Full TLH Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.