Is TLIIX or SPHD a better dividend investment in 2026?

TLIIX currently yields 21.88% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: TLIIX offers higher current income.

What is the dividend yield difference between TLIIX and SPHD?

TLIIX has a forward dividend yield of 21.88% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 17.88 percentage points.

Home › Compare › TLIIX vs SPHD

TLIIX vs SPHD: Dividend Comparison 2026

TLIIX yields 21.88% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TLIIX wins by $53.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TLIIX

● Live price

21.88%

Share price

$9.14

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$81.9K

Annual income

$8,198.33

Full TLIIX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — TLIIX vs SPHD

📍 TLIIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TLIIX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TLIIX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

TLIIX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLIIX

Annual income on $10K today (after 15% tax)

$1,859.96/yr

After 10yr DRIP, annual income (after tax)

$6,968.58/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, TLIIX beats the other by $6,204.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TLIIX + SPHD for your $10,000?

TLIIX: 50%SPHD: 50%

100% SPHD50/50100% TLIIX

Portfolio after 10yr

$55.0K

Annual income

$4,548.77/yr

Blended yield

8.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLIIX buys

SPHD buys

No recent congressional trades found for TLIIX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTLIIXSPHD

Forward yield	21.88% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$81.9K ✓	$28.0K
Annual income after 10y	$8,198.33 ✓	$899.19
Total dividends collected	$48.7K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TLIIX vs SPHD ($10,000, DRIP)

Year	TLIIX Portfolio	TLIIX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$12,888	$2,188.18	$11,120	$420.00	+$1.8K → TLIIX
2	$16,426	$2,635.67	$12,357	$458.31	+$4.1K → TLIIX
3	$20,715	$3,139.42	$13,721	$499.76	+$7.0K → TLIIX
4	$25,866	$3,700.18	$15,227	$544.58	+$10.6K → TLIIX
5	$31,994	$4,317.87	$16,885	$593.02	+$15.1K → TLIIX
6	$39,225	$4,991.52	$18,713	$645.34	+$20.5K → TLIIX
7	$47,690	$5,719.33	$20,724	$701.81	+$27.0K → TLIIX
8	$57,527	$6,498.70	$22,938	$762.73	+$34.6K → TLIIX
9	$68,880	$7,326.33	$25,372	$828.41	+$43.5K → TLIIX
10	$81,900	$8,198.33	$28,047	$899.19	+$53.9K → TLIIX

TLIIX vs SPHD: Complete Analysis 2026

TLIIX — Stock

The investment seeks a favorable long-term total return, mainly through capital appreciation, primarily from equity securities of large domestic companies. The fund invests at least 80% of its assets in large-cap equity securities. In seeking a favorable long-term total return, it will invest in securities that its investment adviser believes present the opportunity for growth. For purposes of the 80% investment policy, large-cap securities are securities of issuers with a capitalization equal to or greater than the top 80% of issuers by capitalization within the Russell 1000® Index at the time of purchase.

Full TLIIX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.