Home › Compare › TLO vs XYLD

TLO vs XYLD: Dividend Comparison 2026

TLO yields 2.76% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.5K in total portfolio value· pulled ahead in Year 8
10 years
TLO
TLO
● Live price
2.76%
Share price
$72.55
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.8K
Annual income
$329.31
Full TLO calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — TLO vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTLOXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TLO + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TLO pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLO
Annual income on $10K today (after 15% tax)
$234.32/yr
After 10yr DRIP, annual income (after tax)
$279.91/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,456.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLO + XYLD for your $10,000?

TLO: 50%XYLD: 50%
100% XYLD50/50100% TLO
Portfolio after 10yr
$24.6K
Annual income
$1,774.17/yr
Blended yield
7.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLO buys
0
XYLD buys
0
No recent congressional trades found for TLO or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTLOXYLD
Forward yield2.76%10.98% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.8K$25.3K ✓
Annual income after 10y$329.31$3,219.02 ✓
Total dividends collected$3.0K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TLO vs XYLD ($10,000, DRIP)

YearTLO PortfolioTLO Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,976$275.68$10,818$1,098.39+$158.00 → TLO
2$12,027$282.78$11,738$1,222.51+$289.00 → TLO
3$13,158$289.59$12,774$1,364.64+$384.00 → TLO
4$14,375$296.10$13,944$1,527.86+$431.00 → TLO
5$15,684$302.33$15,270$1,715.87+$414.00 → TLO
6$17,090$308.27$16,775$1,933.09+$315.00 → TLO
7$18,600$313.94$18,490$2,184.87+$110.00 → TLO
8← crossover$20,222$319.33$20,450$2,477.63$228.00 → XYLD
9$21,962$324.45$22,697$2,819.19$735.00 → XYLD
10$23,828$329.31$25,280$3,219.02$1.5K → XYLD

TLO vs XYLD: Complete Analysis 2026

TLO — Stock

TLO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TLO shares.

Full TLO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this TLO vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TLO vs SCHDTLO vs JEPITLO vs OTLO vs KOTLO vs MAINTLO vs QYLDTLO vs JEPQTLO vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.