Is TLOFF or RYLD a better dividend investment in 2026?

TLOFF currently yields 44.05% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: TLOFF offers higher current income.

What is the dividend yield difference between TLOFF and RYLD?

TLOFF has a forward dividend yield of 44.05% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 40.05 percentage points.

Home › Compare › TLOFF vs RYLD

TLOFF vs RYLD: Dividend Comparison 2026

TLOFF yields 44.05% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TLOFF wins by $260.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TLOFF

● Live price

44.05%

Share price

$4.54

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$288.4K

Annual income

$52,777.19

Full TLOFF calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — TLOFF vs RYLD

📍 TLOFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TLOFF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TLOFF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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TLOFF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLOFF

Annual income on $10K today (after 15% tax)

$3,744.49/yr

After 10yr DRIP, annual income (after tax)

$44,860.61/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, TLOFF beats the other by $44,096.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TLOFF + RYLD for your $10,000?

TLOFF: 50%RYLD: 50%

100% RYLD50/50100% TLOFF

Portfolio after 10yr

$158.2K

Annual income

$26,838.20/yr

Blended yield

16.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLOFF buys

RYLD buys

No recent congressional trades found for TLOFF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTLOFFRYLD

Forward yield	44.05% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$288.4K ✓	$28.0K
Annual income after 10y	$52,777.19 ✓	$899.19
Total dividends collected	$223.0K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TLOFF vs RYLD ($10,000, DRIP)

Year	TLOFF Portfolio	TLOFF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$15,105	$4,405.29	$11,120	$420.00	+$4.0K → TLOFF
2	$22,382	$6,218.98	$12,357	$458.31	+$10.0K → TLOFF
3	$32,560	$8,611.89	$13,721	$499.76	+$18.8K → TLOFF
4	$46,548	$11,708.75	$15,227	$544.58	+$31.3K → TLOFF
5	$65,450	$15,643.79	$16,885	$593.02	+$48.6K → TLOFF
6	$90,589	$20,557.36	$18,713	$645.34	+$71.9K → TLOFF
7	$123,522	$26,591.83	$20,724	$701.81	+$102.8K → TLOFF
8	$166,056	$33,887.01	$22,938	$762.73	+$143.1K → TLOFF
9	$220,255	$42,575.35	$25,372	$828.41	+$194.9K → TLOFF
10	$288,450	$52,777.19	$28,047	$899.19	+$260.4K → TLOFF

TLOFF vs RYLD: Complete Analysis 2026

TLOFF — Stock

Talon Metals Corp., a mineral exploration company, explores for and develops mineral properties in the United States. The company holds 51% interests in the Tamarack nickel-copper-cobalt project located in Minnesota, the United States. It also holds an option to acquire 80% interests in the mineral rights over a land package covering an area of approximately 400,000 acres located in the Upper Peninsula of the State of Michigan. The company was founded in 2005 and is headquartered in Road Town, the British Virgin Islands.

Full TLOFF Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.