Is TLTD or XYLD a better dividend investment in 2026?

TLTD currently yields 3.30% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TLTD and XYLD?

TLTD has a forward dividend yield of 3.30% ($3.09/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.68 percentage points.

Home › Compare › TLTD vs XYLD

TLTD vs XYLD: Dividend Comparison 2026

TLTD yields 3.30% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $538.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

TLTD

● Live price

3.30%

Share price

$93.61

Annual div

$3.09

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.7K

Annual income

$408.71

Full TLTD calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TLTD vs XYLD

📍 XYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TLTD	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TLTD + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TLTD pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLTD

Annual income on $10K today (after 15% tax)

$280.85/yr

After 10yr DRIP, annual income (after tax)

$347.40/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,388.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLTD + XYLD for your $10,000?

TLTD: 50%XYLD: 50%

100% XYLD50/50100% TLTD

Portfolio after 10yr

$25.0K

Annual income

$1,813.86/yr

Blended yield

7.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLTD buys

XYLD buys

No recent congressional trades found for TLTD or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTLTDXYLD

Forward yield	3.30%	10.98% ✓
Annual dividend / share	$3.09	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.7K	$25.3K ✓
Annual income after 10y	$408.71	$3,219.02 ✓
Total dividends collected	$3.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TLTD vs XYLD ($10,000, DRIP)

Year	TLTD Portfolio	TLTD Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,030	$330.41	$10,818	$1,098.39	+$212.00 → TLTD
2	$12,143	$340.61	$11,738	$1,222.51	+$405.00 → TLTD
3	$13,344	$350.44	$12,774	$1,364.64	+$570.00 → TLTD
4	$14,638	$359.89	$13,944	$1,527.86	+$694.00 → TLTD
5	$16,031	$368.97	$15,270	$1,715.87	+$761.00 → TLTD
6	$17,531	$377.66	$16,775	$1,933.09	+$756.00 → TLTD
7	$19,144	$385.97	$18,490	$2,184.87	+$654.00 → TLTD
8	$20,878	$393.92	$20,450	$2,477.63	+$428.00 → TLTD
9	$22,741	$401.49	$22,697	$2,819.19	+$44.00 → TLTD
10← crossover	$24,742	$408.71	$25,280	$3,219.02	$538.00 → XYLD

TLTD vs XYLD: Complete Analysis 2026

TLTD — Stock

For investors seeking a core portfolio that leans toward capturing the potential performance advantage of Developed Markets ex-US small cap and value stocksThe Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the Morningstar Developed Markets ex-US Factor Tilt Index (Underlying Index).

Full TLTD Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TLTD vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TLTD vs SCHD TLTD vs JEPI TLTD vs O TLTD vs KO TLTD vs MAIN TLTD vs QYLD TLTD vs JEPQ TLTD vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.