Is TLTZF or VYM a better dividend investment in 2026?

TLTZF currently yields 5.58% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: TLTZF offers higher current income.

What is the dividend yield difference between TLTZF and VYM?

TLTZF has a forward dividend yield of 5.58% ($1.17/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 3.21 percentage points.

Home › Compare › TLTZF vs VYM

TLTZF vs VYM: Dividend Comparison 2026

TLTZF yields 5.58% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $5.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TLTZF

● Live price

5.58%

Share price

$20.98

Annual div

$1.17

5Y div CAGR

-29.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$18.77

Full TLTZF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — TLTZF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TLTZF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TLTZF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

TLTZF pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLTZF

Annual income on $10K today (after 15% tax)

$474.02/yr

After 10yr DRIP, annual income (after tax)

$15.95/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, VYM beats the other by $216.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TLTZF + VYM for your $10,000?

TLTZF: 50%VYM: 50%

100% VYM50/50100% TLTZF

Portfolio after 10yr

$24.8K

Annual income

$145.85/yr

Blended yield

0.59%

📊

Analyst Conviction Gap

Where Wall Street is split right now

TLTZF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

2.6

Piotroski

7/9

VYM

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLTZF buys

VYM buys

No recent congressional trades found for TLTZF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTLTZFVYM

Forward yield	5.58% ✓	2.37%
Annual dividend / share	$1.17	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-29.5%	0% ✓
Portfolio after 10y	$21.8K	$27.8K ✓
Annual income after 10y	$18.77	$272.94 ✓
Total dividends collected	$1.4K	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TLTZF vs VYM ($10,000, DRIP)

Year	TLTZF Portfolio	TLTZF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,093	$393.16	$11,147	$237.17	$54.00 → VYM
2	$12,157	$287.36	$12,404	$242.33	$247.00 → VYM
3	$13,216	$207.50	$13,780	$247.16	$564.00 → VYM
4	$14,289	$148.62	$15,285	$251.67	$996.00 → VYM
5	$15,395	$105.88	$16,932	$255.88	$1.5K → VYM
6	$16,548	$75.16	$18,733	$259.81	$2.2K → VYM
7	$17,760	$53.23	$20,701	$263.46	$2.9K → VYM
8	$19,041	$37.64	$22,852	$266.86	$3.8K → VYM
9	$20,400	$26.59	$25,201	$270.01	$4.8K → VYM
10	$21,847	$18.77	$27,768	$272.94	$5.9K → VYM

TLTZF vs VYM: Complete Analysis 2026

TLTZF — Stock

Tele2 AB (publ), a telecom operator, provides fixed and mobile connectivity and entertainment services in Sweden, Lithuania, Latvia, and Estonia. The company offers mobile telephony and data, fixed broadband, fixed telephony, switch and contact center, cloud services, IT services, network services, workplace, video and collaboration, and security services. It also provides data network services, including dark fiber, dedicated wavelength, ethernet and IP VPN, and internet services; and unified communications comprising service provider, mobile virtual network operator, and carrier SIP-interconnect services. In addition, the company offers single and dual IMSI solutions for consumer and IoT applications; on-demand roaming services, such as subscription management, data plan management, real time charging, eSIM delivery, SIM management, and set up services; routing and termination solutions for international voice traffic; application-2-person messaging services; and value-added services comprising shortcodes and long numbers for businesses to have 2-way communication with their customers. Tele2 AB (publ) was founded in 1993 and is based in Stockholm, Sweden.

Full TLTZF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.