Is TMCTX or JEPQ a better dividend investment in 2026?

TMCTX currently yields 2.18% with a 5% 5-year dividend growth rate. JEPQ yields 11.47% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between TMCTX and JEPQ?

TMCTX has a forward dividend yield of 2.18% ($1.10/share annually). JEPQ yields 11.47% ($6.16/share annually). The yield gap is 9.29 percentage points.

Home › Compare › TMCTX vs JEPQ

TMCTX vs JEPQ: Dividend Comparison 2026

TMCTX yields 2.18% · JEPQ yields 11.47%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $22.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TMCTX

● Live price

2.18%

Share price

$50.67

Annual div

$1.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.9K

Annual income

$250.40

Full TMCTX calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.47%

Share price

$53.77

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.8K

Annual income

$2,269.18

Full JEPQ calculator →

Portfolio growth — TMCTX vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TMCTX	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TMCTX + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TMCTX pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMCTX

Annual income on $10K today (after 15% tax)

$184.92/yr

After 10yr DRIP, annual income (after tax)

$212.84/yr

JEPQ

Annual income on $10K today (after 15% tax)

$974.55/yr

After 10yr DRIP, annual income (after tax)

$1,928.80/yr

At 15% tax rate, JEPQ beats the other by $1,715.96/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TMCTX + JEPQ for your $10,000?

TMCTX: 50%JEPQ: 50%

100% JEPQ50/50100% TMCTX

Portfolio after 10yr

$34.3K

Annual income

$1,259.79/yr

Blended yield

3.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMCTX buys

JEPQ buys

No recent congressional trades found for TMCTX or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTMCTXJEPQ

Forward yield	2.18%	11.47% ✓
Annual dividend / share	$1.10	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.9K	$45.8K ✓
Annual income after 10y	$250.40	$2,269.18 ✓
Total dividends collected	$2.4K	$17.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TMCTX vs JEPQ ($10,000, DRIP)

Year	TMCTX Portfolio	TMCTX Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$10,918	$217.56	$11,967	$1,146.53	$1.0K → JEPQ
2	$11,904	$221.98	$14,216	$1,268.02	$2.3K → JEPQ
3	$12,963	$226.20	$16,774	$1,392.20	$3.8K → JEPQ
4	$14,101	$230.22	$19,667	$1,518.21	$5.6K → JEPQ
5	$15,322	$234.04	$22,925	$1,645.21	$7.6K → JEPQ
6	$16,632	$237.67	$26,578	$1,772.40	$9.9K → JEPQ
7	$18,038	$241.11	$30,656	$1,899.04	$12.6K → JEPQ
8	$19,545	$244.38	$35,194	$2,024.45	$15.6K → JEPQ
9	$21,160	$247.47	$40,228	$2,148.01	$19.1K → JEPQ
10	$22,892	$250.40	$45,796	$2,269.18	$22.9K → JEPQ

TMCTX vs JEPQ: Complete Analysis 2026

TMCTX — Stock

The investment seeks long-term capital growth. The fund invests, under normal market conditions, at least 80% of its assets in common stocks of medium capitalization U.S. listed companies. For purposes of the fund, a medium capitalization company has a market capitalization found within the range of market capitalizations represented in the Russell Midcap ® Index at the time of purchase. The size of the companies in the Russell Midcap ® Index will change with market conditions.

Full TMCTX Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

📬

Get this TMCTX vs JEPQ comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TMCTX vs SCHD TMCTX vs JEPI TMCTX vs O TMCTX vs KO TMCTX vs MAIN TMCTX vs XYLD TMCTX vs QYLD TMCTX vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.